Start Free
All market snapshots / 95928

Chico, CA 95928 Housing Market

Data snapshot: October 12, 2026. Closed-sale window: last 6 months.
Chico, CA inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.18
ActiveActive listings: 4545PendingPending sales: 88
Chico, CA: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $485k$485kSoldMedian sold price (last 6 months): $435k$435k
What homes actually sell for in Chico, CA
Distribution of 215 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $325k to $582k
$168k to $256k: 24 sales$168k$256k to $345k: 30 sales$345k to $434k: 40 sales40sales$345k$434k to $522k: 39 sales$522k to $610k: 29 sales$522k$610k to $699k: 16 sales$699k to $788k: 10 sales$699k$788k to $876k: 5 salesMedian $435k

What the numbers say

As of October 12, 2026, Resideline is tracking 45 active listings and 8 pending sales in ZIP code 95928. That pending-to-active ratio of 0.18 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $484,900, while the median of the 215 closed sales Resideline tracked over the last six months was $435,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 95928 for 82 days.

Frequently asked questions

What is the median home price in 95928?

The median closed sale price in Chico, CA 95928 was $435,000 over the last six months, based on 215 closed sales tracked by Resideline. The middle half of those sales ranged from $325,000 to $582,000.

Is 95928 a buyer's or seller's market?

Resideline is currently tracking 8 pending sales against 45 active listings in 95928, a pending-to-active ratio of 0.18. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 95928 currently looks like a balanced market.

Nearby ZIP code market data

Full Chico, CA housing market report →

Running a deal in 95928? Free tools: ARV calculator · rehab cost estimator · BRRRR calculator · wholesale calculator

Run any 95928 address through Resideline
Free account. Includes 3 full property reports with comps, ARV and rent estimates.