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All market snapshots / 98277

Oak Harbor, WA 98277 Housing Market

Data snapshot: October 26, 2026. Closed-sale window: last 6 months.
Oak Harbor, WA inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.04
ActiveActive listings: 6969PendingPending sales: 33
Oak Harbor, WA: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $539k$539kSoldMedian sold price (last 6 months): $525k$525k
What homes actually sell for in Oak Harbor, WA
Distribution of 287 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $420k to $648k
$145k to $264k: 13 sales$145k$264k to $384k: 32 sales$384k to $503k: 72 sales$384k$503k to $622k: 76 sales76sales$622k to $742k: 43 sales$622k$742k to $861k: 14 sales$861k to $981k: 7 sales$861k$981k to $1.1M: 1 salesMedian $525k

What the numbers say

As of October 26, 2026, Resideline is tracking 69 active listings and 3 pending sales in ZIP code 98277. That pending-to-active ratio of 0.04 makes it a slower-moving market: listings are going under contract more slowly than in most ZIP codes Resideline tracks, which usually gives buyers more room to negotiate.

The median asking price of current listings is $539,000, while the median of the 287 closed sales Resideline tracked over the last six months was $525,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 98277 for 85 days.

Frequently asked questions

What is the median home price in 98277?

The median closed sale price in Oak Harbor, WA 98277 was $525,000 over the last six months, based on 287 closed sales tracked by Resideline. The middle half of those sales ranged from $420,000 to $647,500.

Is 98277 a buyer's or seller's market?

Resideline is currently tracking 3 pending sales against 69 active listings in 98277, a pending-to-active ratio of 0.04. Resideline tracks a sample of pending sales, so the ratio is most useful as a comparison: across the 3,777 ZIP codes Resideline tracks, the middle half run from 0.05 to 0.11. A higher ratio means listings go under contract faster, which usually favors sellers; a lower one gives buyers more room. By that comparison, 98277 is currently a slower-moving market.

Nearby ZIP code market data

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