Florida Housing Market 2026: Prices, Inventory & Trends

Florida recorded 189,510 home closings over the last six months at a median sold price of $375,000. Either way, a double-digit gap is the clearest single signal in the Florida data: what is sitting on the market is priced well above what is trading. Read that as a demand gauge.

What the numbers mean for buyers and sellers

For buyers, the combination of a 36 day median market time and a 12.0% list-to-sold gap is the whole story. If the median close took 36 days, a property sitting at 70 or 90 days is not priced at market, and the seller knows it. For sellers, the same numbers cut the other way. Homes priced at the median ask of $420,000 in a market that closes at a median of $375,000 are competing against a buyer pool that can see the same closing data you can. For investors, the useful read is that Florida gives you sample size. With 189,510 closings in six months, almost any submarket in the state has enough recent trades to build a defensible valuation, which is not true in thinner states where a single unusual sale can move a whole comp set.

The biggest markets in Florida

The twelve highest volume cities account for 43,033 of the state's 189,510 closings, about 23% of all activity. The spread between them is enormous: Jacksonville and Ocala close below the state median while Miami, Naples and Boca Raton close well above it.

Miami leads on volume with 5,630 closings, but Jacksonville is within 229 sales of it at 5,401 closings and a median of $295,000, which is $257,000 cheaper. Naples posts 4,407 closings at a $575,000 median, the second highest median in the top twelve behind Boca Raton at $587,500. Ocala is the volume outlier at the low end: 2,657 closings at a $279,000 median, roughly $96,000 below the state median sold price. The lesson from this table is that "the Florida market" is not one number. A statewide median of $375,000 sits between Ocala at $279,000 and Boca Raton at $587,500, and pricing a property against the state figure instead of the city figure will be wrong by six figures in either direction.

Where the affordable markets are

Fifteen Florida cities with at least 100 closings in the past six months post median sold prices under $240,000. The cheapest is Lauderdale Lakes at a $110,000 median across 170 closings. Clearwater follows at $158,000 across 183 closings, then Lauderhill at $170,000 across 309 closings and Barefoot Bay at $170,500 across 105 closings. Volume matters as much as price in this group. Deerfield Beach is the busiest of the affordable markets by a wide margin with 900 closings at a $217,500 median, which is about 150 sales a month. Holiday follows with 468 closings at $209,500, Port Richey with 377 at $219,000 and Okeechobee with 368 at $185,000. At the thinner end, Barefoot Bay (105 closings), Arcadia (106 at $220,000) and Ocklawaha (123 at $235,000) still clear the 100 sale threshold but give you fewer recent trades to price against. Every one of these cities closes below the $375,000 state median, and the cheapest of them closes at less than a third of it. If you are shopping on entry price, that is the list. The full city-by-city breakdown, including 6 month closing counts for each, is in our ranking of the best places to buy rental property in Florida.

How to analyze a specific Florida property

State and city medians tell you which markets to shortlist. They do not tell you what a specific house is worth, and the gap between the two is where money is made or lost. Once you have an address, the workflow is:

1. Pull a valuation and look at the comps behind it. On Resideline, the comparable sales behind every estimate are visible and adjustable, so you can remove a comp that crossed into a different submarket or add one you know about. 2. Check the estimate against the accuracy record. Every Resideline valuation is frozen at the moment of listing and later graded against the price the home actually closed at. That grading is published on the public accuracy dashboard, so you can see how the model performs before you trust a number on your deal. Live valuations currently cover 31 states. 3. Run the renovation math separately from the rent math. The ARV calculator handles after-repair value on a flip or a BRRRR, and the rental property calculator handles the hold. Both are free and neither requires a signup. 4. Stress test the whole deal. The deal analyzer puts purchase price, rehab budget, financing and exit assumptions in one place so you can see which assumption is actually carrying the return. Start with the free tools if you are still narrowing down markets, or browse the market pages for local price data at the ZIP level. With 400 Florida cities in the data and a $477,500 gap between the cheapest and most expensive markets on this page, the specific address is what determines the outcome, not the state average.