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Merced, CA 95340 Housing Market

Data snapshot: October 12, 2026. Closed-sale window: last 6 months.
Merced, CA inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.03
ActiveActive listings: 3232PendingPending sales: 11
Merced, CA: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $442k$442kSoldMedian sold price (last 6 months): $410k$410k
What homes actually sell for in Merced, CA
Distribution of 258 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $335k to $505k
$200k to $284k: 23 sales$200k$284k to $368k: 55 sales$368k to $451k: 71 sales71sales$368k$451k to $535k: 42 sales$535k to $619k: 17 sales$535k$619k to $702k: 8 sales$702k to $786k: 11 sales$702k$786k to $870k: 6 salesMedian $410k

What the numbers say

As of October 12, 2026, Resideline is tracking 32 active listings and 1 pending sales in ZIP code 95340. That pending-to-active ratio of 0.03 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $442,445, while the median of the 258 closed sales Resideline tracked over the last six months was $410,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 95340 for 65 days.

Frequently asked questions

What is the median home price in 95340?

The median closed sale price in Merced, CA 95340 was $410,000 over the last six months, based on 258 closed sales tracked by Resideline. The middle half of those sales ranged from $335,000 to $505,000.

Is 95340 a buyer's or seller's market?

Resideline is currently tracking 1 pending sales against 32 active listings in 95340, a pending-to-active ratio of 0.03. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 95340 currently looks like a balanced market.

Nearby ZIP code market data

Full Merced, CA housing market report →

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