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Merced, CA 95340 Housing Market

Data snapshot: October 19, 2026. Closed-sale window: last 6 months.
Merced, CA inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.03
ActiveActive listings: 3434PendingPending sales: 11
Merced, CA: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $442k$442kSoldMedian sold price (last 6 months): $401k$401k
What homes actually sell for in Merced, CA
Distribution of 245 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $330k to $485k
$190k to $275k: 16 sales$190k$275k to $360k: 60 sales$360k to $445k: 64 sales64sales$360k$445k to $530k: 43 sales$530k to $615k: 15 sales$530k$615k to $700k: 8 sales$700k to $785k: 8 sales$700k$785k to $870k: 6 salesMedian $401k

What the numbers say

As of October 19, 2026, Resideline is tracking 34 active listings and 1 pending sales in ZIP code 95340. That pending-to-active ratio of 0.03 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $442,445, while the median of the 245 closed sales Resideline tracked over the last six months was $401,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 95340 for 54 days.

Frequently asked questions

What is the median home price in 95340?

The median closed sale price in Merced, CA 95340 was $401,000 over the last six months, based on 245 closed sales tracked by Resideline. The middle half of those sales ranged from $330,000 to $485,000.

Is 95340 a buyer's or seller's market?

Resideline is currently tracking 1 pending sales against 34 active listings in 95340, a pending-to-active ratio of 0.03. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 95340 currently looks like a balanced market.

Nearby ZIP code market data

Full Merced, CA housing market report →

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