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Merced, CA 95348 Housing Market

Data snapshot: October 12, 2026. Closed-sale window: last 6 months.
Merced, CA inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.16
ActiveActive listings: 3232PendingPending sales: 55
Merced, CA: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $449k$449kSoldMedian sold price (last 6 months): $427k$427k
What homes actually sell for in Merced, CA
Distribution of 275 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $375k to $478k
$225k to $269k: 10 sales$225k$269k to $312k: 8 sales$312k to $356k: 23 sales$312k$356k to $400k: 53 sales$400k to $444k: 51 sales$400k$444k to $488k: 59 sales59sales$488k to $531k: 29 sales$488k$531k to $575k: 15 salesMedian $427k

What the numbers say

As of October 12, 2026, Resideline is tracking 32 active listings and 5 pending sales in ZIP code 95348. That pending-to-active ratio of 0.16 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $448,589, while the median of the 275 closed sales Resideline tracked over the last six months was $426,863. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 95348 for 68 days.

Frequently asked questions

What is the median home price in 95348?

The median closed sale price in Merced, CA 95348 was $426,863 over the last six months, based on 275 closed sales tracked by Resideline. The middle half of those sales ranged from $375,000 to $477,500.

Is 95348 a buyer's or seller's market?

Resideline is currently tracking 5 pending sales against 32 active listings in 95348, a pending-to-active ratio of 0.16. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 95348 currently looks like a balanced market.

Nearby ZIP code market data

Full Merced, CA housing market report →

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