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Loveland, CO 80538 Housing Market

Data snapshot: October 26, 2026. Closed-sale window: last 6 months.
Loveland, CO inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.08
ActiveActive listings: 138138PendingPending sales: 1111
Loveland, CO: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $510k$510kSoldMedian sold price (last 6 months): $499k$499k
What homes actually sell for in Loveland, CO
Distribution of 560 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $407k to $600k
$275k to $359k: 55 sales$275k$359k to $443k: 105 sales$443k to $527k: 152 sales152sales$443k$527k to $611k: 87 sales$611k to $695k: 48 sales$611k$695k to $779k: 32 sales$779k to $863k: 12 sales$779k$863k to $947k: 13 salesMedian $499k

What the numbers say

As of October 26, 2026, Resideline is tracking 138 active listings and 11 pending sales in ZIP code 80538. That pending-to-active ratio of 0.08 makes it a typical-pace market: listings are going under contract at about the pace of most ZIP codes Resideline tracks.

The median asking price of current listings is $509,950, while the median of the 560 closed sales Resideline tracked over the last six months was $499,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 80538 for 82 days.

Frequently asked questions

What is the median home price in 80538?

The median closed sale price in Loveland, CO 80538 was $499,000 over the last six months, based on 560 closed sales tracked by Resideline. The middle half of those sales ranged from $407,000 to $600,000.

Is 80538 a buyer's or seller's market?

Resideline is currently tracking 11 pending sales against 138 active listings in 80538, a pending-to-active ratio of 0.08. Resideline tracks a sample of pending sales, so the ratio is most useful as a comparison: across the 3,777 ZIP codes Resideline tracks, the middle half run from 0.05 to 0.11. A higher ratio means listings go under contract faster, which usually favors sellers; a lower one gives buyers more room. By that comparison, 80538 is currently a typical-pace market.

Nearby ZIP code market data

Full Loveland, CO housing market report →

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