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Loveland, CO 80538 Housing Market

Data snapshot: September 14, 2026. Closed-sale window: last 6 months.
Loveland, CO inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.09
ActiveActive listings: 133133PendingPending sales: 1212
Loveland, CO: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $473k$473kSoldMedian sold price (last 6 months): $500k$500k
What homes actually sell for in Loveland, CO
Distribution of 607 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $413k to $625k
$257k to $355k: 48 sales$257k$355k to $453k: 140 sales$453k to $551k: 167 sales167sales$453k$551k to $648k: 88 sales$648k to $746k: 59 sales$648k$746k to $844k: 20 sales$844k to $942k: 16 sales$844k$942k to $1.04M: 8 salesMedian $500k

What the numbers say

As of September 14, 2026, Resideline is tracking 133 active listings and 12 pending sales in ZIP code 80538. That pending-to-active ratio of 0.09 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $473,000, while the median of the 607 closed sales Resideline tracked over the last six months was $500,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 80538 for 65 days.

Frequently asked questions

What is the median home price in 80538?

The median closed sale price in Loveland, CO 80538 was $500,000 over the last six months, based on 607 closed sales tracked by Resideline. The middle half of those sales ranged from $412,550 to $625,000.

Is 80538 a buyer's or seller's market?

Resideline is currently tracking 12 pending sales against 133 active listings in 80538, a pending-to-active ratio of 0.09. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 80538 currently looks like a balanced market.

Nearby ZIP code market data

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