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Chattanooga, TN 37412 Housing Market

Data snapshot: October 26, 2026. Closed-sale window: last 6 months.
Chattanooga, TN inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.06
ActiveActive listings: 5151PendingPending sales: 33
Chattanooga, TN: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $307k$307kSoldMedian sold price (last 6 months): $250k$250k
What homes actually sell for in Chattanooga, TN
Distribution of 189 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $188k to $322k
$100k to $147k: 15 sales$100k$147k to $194k: 26 sales$194k to $241k: 35 sales35sales$194k$241k to $288k: 34 sales$288k to $336k: 30 sales$288k$336k to $383k: 16 sales$383k to $430k: 11 sales$383k$430k to $477k: 3 salesMedian $250k

What the numbers say

As of October 26, 2026, Resideline is tracking 51 active listings and 3 pending sales in ZIP code 37412. That pending-to-active ratio of 0.06 makes it a typical-pace market: listings are going under contract at about the pace of most ZIP codes Resideline tracks.

The median asking price of current listings is $307,000, while the median of the 189 closed sales Resideline tracked over the last six months was $250,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 37412 for 83 days.

Frequently asked questions

What is the median home price in 37412?

The median closed sale price in Chattanooga, TN 37412 was $250,000 over the last six months, based on 189 closed sales tracked by Resideline. The middle half of those sales ranged from $187,500 to $322,000.

Is 37412 a buyer's or seller's market?

Resideline is currently tracking 3 pending sales against 51 active listings in 37412, a pending-to-active ratio of 0.06. Resideline tracks a sample of pending sales, so the ratio is most useful as a comparison: across the 3,777 ZIP codes Resideline tracks, the middle half run from 0.05 to 0.11. A higher ratio means listings go under contract faster, which usually favors sellers; a lower one gives buyers more room. By that comparison, 37412 is currently a typical-pace market.

Nearby ZIP code market data

Full Chattanooga, TN housing market report →

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