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Chattanooga, TN 37412 Housing Market

Data snapshot: October 5, 2026. Closed-sale window: last 6 months.
Chattanooga, TN inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.04
ActiveActive listings: 5757PendingPending sales: 22
Chattanooga, TN: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $315k$315kSoldMedian sold price (last 6 months): $255k$255k
What homes actually sell for in Chattanooga, TN
Distribution of 209 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $190k to $315k
$100k to $146k: 15 sales$100k$146k to $192k: 30 sales$192k to $239k: 33 sales$192k$239k to $285k: 42 sales42sales$285k to $331k: 38 sales$285k$331k to $378k: 16 sales$378k to $424k: 13 sales$378k$424k to $470k: 2 salesMedian $255k

What the numbers say

As of October 5, 2026, Resideline is tracking 57 active listings and 2 pending sales in ZIP code 37412. That pending-to-active ratio of 0.04 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $315,000, while the median of the 209 closed sales Resideline tracked over the last six months was $255,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 37412 for 72 days.

Frequently asked questions

What is the median home price in 37412?

The median closed sale price in Chattanooga, TN 37412 was $255,000 over the last six months, based on 209 closed sales tracked by Resideline. The middle half of those sales ranged from $190,000 to $315,000.

Is 37412 a buyer's or seller's market?

Resideline is currently tracking 2 pending sales against 57 active listings in 37412, a pending-to-active ratio of 0.04. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 37412 currently looks like a balanced market.

Nearby ZIP code market data

Full Chattanooga, TN housing market report →

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