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Bay Saint Louis, MS 39520 Housing Market

Data snapshot: October 5, 2026. Closed-sale window: last 6 months.
Bay Saint Louis, MS inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.05
ActiveActive listings: 8686PendingPending sales: 44
Bay Saint Louis, MS: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $395k$395kSoldMedian sold price (last 6 months): $399k$399k
What homes actually sell for in Bay Saint Louis, MS
Distribution of 187 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $225k to $540k
$120k to $229k: 38 sales38sales$120k$229k to $338k: 32 sales$338k to $448k: 38 sales$338k$448k to $557k: 29 sales$557k to $667k: 13 sales$557k$667k to $776k: 12 sales$776k to $886k: 4 sales$776k$886k to $995k: 2 salesMedian $399k

What the numbers say

As of October 5, 2026, Resideline is tracking 86 active listings and 4 pending sales in ZIP code 39520. That pending-to-active ratio of 0.05 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $395,350, while the median of the 187 closed sales Resideline tracked over the last six months was $399,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 39520 for 80 days.

Frequently asked questions

What is the median home price in 39520?

The median closed sale price in Bay Saint Louis, MS 39520 was $399,000 over the last six months, based on 187 closed sales tracked by Resideline. The middle half of those sales ranged from $225,000 to $539,900.

Is 39520 a buyer's or seller's market?

Resideline is currently tracking 4 pending sales against 86 active listings in 39520, a pending-to-active ratio of 0.05. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 39520 currently looks like a balanced market.

Nearby ZIP code market data

Full Bay Saint Louis, MS housing market report →

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