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Bay Saint Louis, MS 39520 Housing Market

Data snapshot: October 26, 2026. Closed-sale window: last 6 months.
Bay Saint Louis, MS inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.06
ActiveActive listings: 8989PendingPending sales: 55
Bay Saint Louis, MS: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $400k$400kSoldMedian sold price (last 6 months): $398k$398k
What homes actually sell for in Bay Saint Louis, MS
Distribution of 166 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $229k to $525k
$120k to $221k: 32 sales32sales$120k$221k to $322k: 26 sales$322k to $423k: 30 sales$322k$423k to $524k: 28 sales$524k to $626k: 18 sales$524k$626k to $727k: 5 sales$727k to $828k: 8 sales$727k$828k to $929k: 2 salesMedian $398k

What the numbers say

As of October 26, 2026, Resideline is tracking 89 active listings and 5 pending sales in ZIP code 39520. That pending-to-active ratio of 0.06 makes it a typical-pace market: listings are going under contract at about the pace of most ZIP codes Resideline tracks.

The median asking price of current listings is $400,000, while the median of the 166 closed sales Resideline tracked over the last six months was $398,500. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 39520 for 91 days.

Frequently asked questions

What is the median home price in 39520?

The median closed sale price in Bay Saint Louis, MS 39520 was $398,500 over the last six months, based on 166 closed sales tracked by Resideline. The middle half of those sales ranged from $229,000 to $525,000.

Is 39520 a buyer's or seller's market?

Resideline is currently tracking 5 pending sales against 89 active listings in 39520, a pending-to-active ratio of 0.06. Resideline tracks a sample of pending sales, so the ratio is most useful as a comparison: across the 3,777 ZIP codes Resideline tracks, the middle half run from 0.05 to 0.11. A higher ratio means listings go under contract faster, which usually favors sellers; a lower one gives buyers more room. By that comparison, 39520 is currently a typical-pace market.

Nearby ZIP code market data

Full Bay Saint Louis, MS housing market report →

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