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Annapolis, MD 21401 Housing Market

Data snapshot: October 5, 2026. Closed-sale window: last 6 months.
Annapolis, MD inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.16
ActiveActive listings: 3232PendingPending sales: 55
Annapolis, MD: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $1.02M$1.02MSoldMedian sold price (last 6 months): $630k$630k
What homes actually sell for in Annapolis, MD
Distribution of 423 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $401k to $892k
$275k to $478k: 115 sales115sales$275k$478k to $681k: 107 sales$681k to $884k: 69 sales$681k$884k to $1.09M: 53 sales$1.09M to $1.29M: 22 sales$1.09M$1.29M to $1.49M: 7 sales$1.49M to $1.7M: 5 sales$1.49M$1.7M to $1.9M: 2 salesMedian $630k

What the numbers say

As of October 5, 2026, Resideline is tracking 32 active listings and 5 pending sales in ZIP code 21401. That pending-to-active ratio of 0.16 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $1,022,000, while the median of the 423 closed sales Resideline tracked over the last six months was $630,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 21401 for 91 days.

Frequently asked questions

What is the median home price in 21401?

The median closed sale price in Annapolis, MD 21401 was $630,000 over the last six months, based on 423 closed sales tracked by Resideline. The middle half of those sales ranged from $401,108 to $891,500.

Is 21401 a buyer's or seller's market?

Resideline is currently tracking 5 pending sales against 32 active listings in 21401, a pending-to-active ratio of 0.16. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 21401 currently looks like a balanced market.

Nearby ZIP code market data

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