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Germantown, MD 20874 Housing Market

Data snapshot: September 14, 2026. Closed-sale window: last 6 months.
Germantown, MD inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.14
ActiveActive listings: 3737PendingPending sales: 55
Germantown, MD: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $300k$300kSoldMedian sold price (last 6 months): $425k$425k
What homes actually sell for in Germantown, MD
Distribution of 402 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $302k to $555k
$230k to $321k: 105 sales105sales$230k$321k to $411k: 68 sales$411k to $502k: 82 sales$411k$502k to $592k: 47 sales$592k to $683k: 20 sales$592k$683k to $774k: 19 sales$774k to $864k: 15 sales$774k$864k to $955k: 8 salesMedian $425k

What the numbers say

As of September 14, 2026, Resideline is tracking 37 active listings and 5 pending sales in ZIP code 20874. That pending-to-active ratio of 0.14 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $299,900, while the median of the 402 closed sales Resideline tracked over the last six months was $425,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 20874 for 58 days.

Frequently asked questions

What is the median home price in 20874?

The median closed sale price in Germantown, MD 20874 was $425,000 over the last six months, based on 402 closed sales tracked by Resideline. The middle half of those sales ranged from $302,000 to $555,000.

Is 20874 a buyer's or seller's market?

Resideline is currently tracking 5 pending sales against 37 active listings in 20874, a pending-to-active ratio of 0.14. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 20874 currently looks like a balanced market.

Nearby ZIP code market data

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