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Germantown, MD 20874 Housing Market

Data snapshot: October 5, 2026. Closed-sale window: last 6 months.
Germantown, MD inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.15
ActiveActive listings: 3434PendingPending sales: 55
Germantown, MD: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $385k$385kSoldMedian sold price (last 6 months): $420k$420k
What homes actually sell for in Germantown, MD
Distribution of 396 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $300k to $555k
$235k to $335k: 105 sales105sales$235k$335k to $436k: 89 sales$436k to $536k: 78 sales$436k$536k to $637k: 33 sales$637k to $737k: 20 sales$637k$737k to $837k: 16 sales$837k to $938k: 13 sales$837k$938k to $1.04M: 3 salesMedian $420k

What the numbers say

As of October 5, 2026, Resideline is tracking 34 active listings and 5 pending sales in ZIP code 20874. That pending-to-active ratio of 0.15 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $385,000, while the median of the 396 closed sales Resideline tracked over the last six months was $420,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 20874 for 77 days.

Frequently asked questions

What is the median home price in 20874?

The median closed sale price in Germantown, MD 20874 was $420,000 over the last six months, based on 396 closed sales tracked by Resideline. The middle half of those sales ranged from $300,000 to $555,000.

Is 20874 a buyer's or seller's market?

Resideline is currently tracking 5 pending sales against 34 active listings in 20874, a pending-to-active ratio of 0.15. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 20874 currently looks like a balanced market.

Nearby ZIP code market data

Full Germantown, MD housing market report →

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