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Germantown, MD 20874 Housing Market

Data snapshot: October 26, 2026. Closed-sale window: last 6 months.
Germantown, MD inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.15
ActiveActive listings: 3939PendingPending sales: 66
Germantown, MD: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $410k$410kSoldMedian sold price (last 6 months): $425k$425k
What homes actually sell for in Germantown, MD
Distribution of 368 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $312k to $575k
$230k to $348k: 94 sales$230k$348k to $466k: 110 sales110sales$466k to $584k: 55 sales$466k$584k to $702k: 34 sales$702k to $819k: 20 sales$702k$819k to $937k: 14 sales$937k to $1.06M: 4 sales$937k$1.06M to $1.17M: 0 salesMedian $425k

What the numbers say

As of October 26, 2026, Resideline is tracking 39 active listings and 6 pending sales in ZIP code 20874. That pending-to-active ratio of 0.15 makes it a faster-moving market: listings are going under contract faster than in most of the ZIP codes Resideline tracks.

The median asking price of current listings is $409,999, while the median of the 368 closed sales Resideline tracked over the last six months was $425,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 20874 for 84 days.

Frequently asked questions

What is the median home price in 20874?

The median closed sale price in Germantown, MD 20874 was $425,000 over the last six months, based on 368 closed sales tracked by Resideline. The middle half of those sales ranged from $312,000 to $575,000.

Is 20874 a buyer's or seller's market?

Resideline is currently tracking 6 pending sales against 39 active listings in 20874, a pending-to-active ratio of 0.15. Resideline tracks a sample of pending sales, so the ratio is most useful as a comparison: across the 3,777 ZIP codes Resideline tracks, the middle half run from 0.05 to 0.11. A higher ratio means listings go under contract faster, which usually favors sellers; a lower one gives buyers more room. By that comparison, 20874 is currently a faster-moving market.

Nearby ZIP code market data

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