Troy, NY Housing Market 2026: What Homes Actually Sell For

Troy produces a steady stream of closings but little consensus: sales over the last six months span a range wide enough that the median is a midpoint between different markets, not a going rate. The distribution below matters more than the headline.

The snapshot

• •Closings tracked, last 6 months: 260
• •Median sold price, last 6 months: $228,950
• •Median sold $/sqft, last 6 months: $119
• •Middle half of sales closed between: $150,000 and $298,000

What the numbers say

Resideline tracked 260 closed sales in Troy over the last six months, with a median closing price of $228,950. That median is the midpoint of what buyers actually paid, not what sellers hoped to get, which is why it moves differently from the asking prices you see on listing sites. The middle half of those sales closed between $150,000 and $298,000. That spread matters more than the headline median: where a specific property sits inside it decides whether the citywide number helps you or misleads you. These are the closings Resideline tracks and may differ from complete county or municipal records. Across the 259 closings with usable living area, the middle half sold between $79 and $173 per square foot.

Figures last updated November 4, 2026 from closings Resideline tracked.

Median home price in Troy, NY (October 2026)

The median home price in Troy is $228,950, measured across the 260 closed sales Resideline tracked over the last six months. The middle half of those sales closed between $150,000 and $298,000.

Where Troy sale prices land

Medians hide the shape of a market. The distribution above covers the closed sales Resideline tracked in Troy over the last six months that carry a usable sale date, trimmed to the 5th through 95th percentile, with the middle half of sales closing between $150,000 and $298,000. Among the 47 New York markets with a published band, Troy's middle-half spread ($150,000 to $298,000) ranks 29th from the narrowest. Where your target property sits inside that spread matters more than the citywide median. Measured as the ratio of the upper to the lower quartile, its middle-half spread ranks in the 78th percentile of the 2,291 US markets in Resideline's national Market Watch set, on data as of November 3, 2026.

How long a sale takes here

• •Listed to under contract: a median of 12 days, across 150 Troy closings Resideline tracked in the last six months
• •Contract to closing: a median of 56 days, across 142 Troy closings Resideline tracked in the last six months

Both are measured from the closings themselves, not from listing inventory. Each sale is timed using its own listing and contract dates. That is why these counts are smaller than the 260 closings above: a sale is counted here only when we hold both of its dates.

The Troy angle

Troy's last six months in our closed-sale data: 260 tracked closings, a median closed sale price of $228,950, and a middle half stretching from $150,000 to $298,000. That band is wider than most markets we track, and more of the band sits below the median than above it, so the market's variation is concentrated on the downside of the midpoint. Quoting the median for a specific Troy address therefore tells you little, and the low side is where an unexamined estimate can drift furthest. Build the valuation from closed sales that genuinely resemble the subject, and expect defensible numbers to land across a broad stretch of prices rather than clustering near $228,950.

Troy market data by ZIP code

Citywide medians hide block-by-block variation. Resideline publishes free, regularly refreshed market snapshots for Troy ZIP codes: 12180.

From market read to offer price

A spread this wide means the citywide number cannot price a specific address; the step that matters is the property-level read. The decision still comes down to one property and one number: what it is actually worth and what you should pay. Every Resideline report opens with this same market snapshot for the subject's exact ZIP code, then gives you the property's value, the sold comps behind it, and a market rent estimate. Pricing a specific deal? The free ARV calculator, rehab cost estimator, BRRRR calculator and rental property calculator run the numbers in about a minute.

And we show our work. Every estimate is frozen while the home is for sale and graded against the real closing price after it sells. See the live accuracy dashboard for the receipts, or read how the Area Market Snapshot works.

Run any Troy address through Resideline and you will see the local market and the property's value together, in one report.

Cite this

Using these numbers? Please cite the source and the sample size:

Source: Resideline Market Watch
Market: Troy, NY
Geography: incorporated municipality, Census place 3675484
Data updated: October 2026
Analysis period: last six months
Tracked closings: 260
Median sold price: $228,950
Median sold $/sqft: $119 (259 qualifying)
https://resideline.com/blog/troy-ny-housing-market

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<a href="https://resideline.com/blog/troy-ny-housing-market">
  <img src="https://resideline.com/images/embed/troy-ny.png" alt="Troy, NY home sale price distribution, last six months" width="1000" style="max-width:100%;height:auto">
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<p>Source: <a href="https://resideline.com/blog/troy-ny-housing-market">Resideline Market Watch</a></p>

The local market statistics in this report are calculated from closed sales tracked by Resideline. Transaction coverage may differ from complete county or municipal records.

Every local market figure on this page is computed from closed sales Resideline tracked in Troy over the last six months, and is refreshed when the data is. The closings we track within the Troy city limits are not limited to listing-service sales: they also include foreclosure deeds, estate and family transfers, and other off-market sales that portal medians exclude, which is why 30% of the 260 closings in this window never appeared on a listing service, and the median of MLS-listed sales alone was $247,000.