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Troy, NY 12180 Housing Market

Data snapshot: September 14, 2026. Closed-sale window: last 6 months.
Troy, NY inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.26
ActiveActive listings: 4343PendingPending sales: 1111
Troy, NY: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $309k$309kSoldMedian sold price (last 6 months): $267k$267k
What homes actually sell for in Troy, NY
Distribution of 326 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $186k to $360k
$100k to $158k: 40 sales$100k$158k to $215k: 52 sales$215k to $272k: 60 sales60sales$215k$272k to $330k: 52 sales$330k to $388k: 41 sales$330k$388k to $445k: 17 sales$445k to $502k: 13 sales$445k$502k to $560k: 16 salesMedian $267k

What the numbers say

As of September 14, 2026, Resideline is tracking 43 active listings and 11 pending sales in ZIP code 12180. That pending-to-active ratio of 0.26 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $309,000, while the median of the 326 closed sales Resideline tracked over the last six months was $266,600. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 12180 for 62 days.

Frequently asked questions

What is the median home price in 12180?

The median closed sale price in Troy, NY 12180 was $266,600 over the last six months, based on 326 closed sales tracked by Resideline. The middle half of those sales ranged from $186,000 to $360,000.

Is 12180 a buyer's or seller's market?

Resideline is currently tracking 11 pending sales against 43 active listings in 12180, a pending-to-active ratio of 0.26. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 12180 currently looks like a balanced market.

Nearby ZIP code market data

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