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Troy, NY 12180 Housing Market

Data snapshot: October 26, 2026. Closed-sale window: last 6 months.
Troy, NY inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.22
ActiveActive listings: 4141PendingPending sales: 99
Troy, NY: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $350k$350kSoldMedian sold price (last 6 months): $270k$270k
What homes actually sell for in Troy, NY
Distribution of 294 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $185k to $355k
$100k to $157k: 32 sales$100k$157k to $214k: 51 sales$214k to $271k: 53 sales53sales$214k$271k to $328k: 45 sales$328k to $384k: 45 sales$328k$384k to $441k: 19 sales$441k to $498k: 11 sales$441k$498k to $555k: 10 salesMedian $270k

What the numbers say

As of October 26, 2026, Resideline is tracking 41 active listings and 9 pending sales in ZIP code 12180. That pending-to-active ratio of 0.22 makes it a faster-moving market: listings are going under contract faster than in most of the ZIP codes Resideline tracks.

The median asking price of current listings is $350,000, while the median of the 294 closed sales Resideline tracked over the last six months was $270,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 12180 for 75 days.

Frequently asked questions

What is the median home price in 12180?

The median closed sale price in Troy, NY 12180 was $270,000 over the last six months, based on 294 closed sales tracked by Resideline. The middle half of those sales ranged from $185,000 to $355,000.

Is 12180 a buyer's or seller's market?

Resideline is currently tracking 9 pending sales against 41 active listings in 12180, a pending-to-active ratio of 0.22. Resideline tracks a sample of pending sales, so the ratio is most useful as a comparison: across the 3,777 ZIP codes Resideline tracks, the middle half run from 0.05 to 0.11. A higher ratio means listings go under contract faster, which usually favors sellers; a lower one gives buyers more room. By that comparison, 12180 is currently a faster-moving market.

Nearby ZIP code market data

Full Troy, NY housing market report →

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