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All market snapshots / 95060

Santa Cruz, CA 95060 Housing Market

Data snapshot: October 26, 2026. Closed-sale window: last 6 months.
Santa Cruz, CA inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.09
ActiveActive listings: 3333PendingPending sales: 33
Santa Cruz, CA: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $1.05M$1.05MSoldMedian sold price (last 6 months): $1.35M$1.35M
What homes actually sell for in Santa Cruz, CA
Distribution of 183 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $890k to $1.85M
$450k to $806k: 22 sales$450k$806k to $1.16M: 40 sales40sales$1.16M to $1.52M: 35 sales$1.16M$1.52M to $1.88M: 33 sales$1.88M to $2.23M: 17 sales$1.88M$2.23M to $2.59M: 10 sales$2.59M to $2.94M: 5 sales$2.59M$2.94M to $3.3M: 1 salesMedian $1.35M

What the numbers say

As of October 26, 2026, Resideline is tracking 33 active listings and 3 pending sales in ZIP code 95060. That pending-to-active ratio of 0.09 makes it a typical-pace market: listings are going under contract at about the pace of most ZIP codes Resideline tracks.

The median asking price of current listings is $1,050,000, while the median of the 183 closed sales Resideline tracked over the last six months was $1,352,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 95060 for 75 days.

Frequently asked questions

What is the median home price in 95060?

The median closed sale price in Santa Cruz, CA 95060 was $1,352,000 over the last six months, based on 183 closed sales tracked by Resideline. The middle half of those sales ranged from $890,000 to $1,850,000.

Is 95060 a buyer's or seller's market?

Resideline is currently tracking 3 pending sales against 33 active listings in 95060, a pending-to-active ratio of 0.09. Resideline tracks a sample of pending sales, so the ratio is most useful as a comparison: across the 3,777 ZIP codes Resideline tracks, the middle half run from 0.05 to 0.11. A higher ratio means listings go under contract faster, which usually favors sellers; a lower one gives buyers more room. By that comparison, 95060 is currently a typical-pace market.

Nearby ZIP code market data

Full Santa Cruz, CA housing market report →

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