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All market snapshots / 95060

Santa Cruz, CA 95060 Housing Market

Data snapshot: September 14, 2026. Closed-sale window: last 6 months.
Santa Cruz, CA inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.06
ActiveActive listings: 3333PendingPending sales: 22
Santa Cruz, CA: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $875k$875kSoldMedian sold price (last 6 months): $1.35M$1.35M
What homes actually sell for in Santa Cruz, CA
Distribution of 184 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $1M to $1.85M
$526k to $873k: 27 sales$526k$873k to $1.22M: 43 sales43sales$1.22M to $1.57M: 38 sales$1.22M$1.57M to $1.91M: 28 sales$1.91M to $2.26M: 16 sales$1.91M$2.26M to $2.61M: 7 sales$2.61M to $2.95M: 3 sales$2.61M$2.95M to $3.3M: 0 salesMedian $1.35M

What the numbers say

As of September 14, 2026, Resideline is tracking 33 active listings and 2 pending sales in ZIP code 95060. That pending-to-active ratio of 0.06 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $875,000, while the median of the 184 closed sales Resideline tracked over the last six months was $1,350,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 95060 for 61 days.

Frequently asked questions

What is the median home price in 95060?

The median closed sale price in Santa Cruz, CA 95060 was $1,350,000 over the last six months, based on 184 closed sales tracked by Resideline. The middle half of those sales ranged from $1,000,000 to $1,850,000.

Is 95060 a buyer's or seller's market?

Resideline is currently tracking 2 pending sales against 33 active listings in 95060, a pending-to-active ratio of 0.06. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 95060 currently looks like a balanced market.

Nearby ZIP code market data

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