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All market snapshots / 86326

Cottonwood, AZ 86326 Housing Market

Data snapshot: October 26, 2026. Closed-sale window: last 6 months.
Cottonwood, AZ inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.05
ActiveActive listings: 5555PendingPending sales: 33
Cottonwood, AZ: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $412k$412kSoldMedian sold price (last 6 months): $355k$355k
What homes actually sell for in Cottonwood, AZ
Distribution of 254 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $215k to $445k
$80k to $162k: 28 sales$80k$162k to $244k: 33 sales$244k to $326k: 34 sales$244k$326k to $408k: 66 sales66sales$408k to $489k: 36 sales$408k$489k to $571k: 22 sales$571k to $653k: 6 sales$571k$653k to $735k: 4 salesMedian $355k

What the numbers say

As of October 26, 2026, Resideline is tracking 55 active listings and 3 pending sales in ZIP code 86326. That pending-to-active ratio of 0.05 makes it a typical-pace market: listings are going under contract at about the pace of most ZIP codes Resideline tracks.

The median asking price of current listings is $411,990, while the median of the 254 closed sales Resideline tracked over the last six months was $354,990. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 86326 for 72 days.

Frequently asked questions

What is the median home price in 86326?

The median closed sale price in Cottonwood, AZ 86326 was $354,990 over the last six months, based on 254 closed sales tracked by Resideline. The middle half of those sales ranged from $215,000 to $444,990.

Is 86326 a buyer's or seller's market?

Resideline is currently tracking 3 pending sales against 55 active listings in 86326, a pending-to-active ratio of 0.05. Resideline tracks a sample of pending sales, so the ratio is most useful as a comparison: across the 3,777 ZIP codes Resideline tracks, the middle half run from 0.05 to 0.11. A higher ratio means listings go under contract faster, which usually favors sellers; a lower one gives buyers more room. By that comparison, 86326 is currently a typical-pace market.

Nearby ZIP code market data

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