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Georgetown, KY 40324 Housing Market

Data snapshot: October 5, 2026. Closed-sale window: last 6 months.
Georgetown, KY inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.20
ActiveActive listings: 5656PendingPending sales: 1111
Georgetown, KY: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $397k$397kSoldMedian sold price (last 6 months): $350k$350k
What homes actually sell for in Georgetown, KY
Distribution of 510 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $290k to $442k
$195k to $255k: 46 sales$195k$255k to $315k: 102 sales$315k to $375k: 122 sales122sales$315k$375k to $435k: 82 sales$435k to $495k: 48 sales$435k$495k to $555k: 29 sales$555k to $615k: 22 sales$555k$615k to $675k: 8 salesMedian $350k

What the numbers say

As of October 5, 2026, Resideline is tracking 56 active listings and 11 pending sales in ZIP code 40324. That pending-to-active ratio of 0.20 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $396,950, while the median of the 510 closed sales Resideline tracked over the last six months was $350,400. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 40324 for 86 days.

Frequently asked questions

What is the median home price in 40324?

The median closed sale price in Georgetown, KY 40324 was $350,400 over the last six months, based on 510 closed sales tracked by Resideline. The middle half of those sales ranged from $290,000 to $441,600.

Is 40324 a buyer's or seller's market?

Resideline is currently tracking 11 pending sales against 56 active listings in 40324, a pending-to-active ratio of 0.20. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 40324 currently looks like a balanced market.

Nearby ZIP code market data

Full Georgetown, KY housing market report →

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