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Louisville, KY 40214 Housing Market

Data snapshot: September 14, 2026. Closed-sale window: last 6 months.
Louisville, KY inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.15
ActiveActive listings: 5555PendingPending sales: 88
Louisville, KY: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $280k$280kSoldMedian sold price (last 6 months): $235k$235k
What homes actually sell for in Louisville, KY
Distribution of 344 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $184k to $295k
$100k to $144k: 31 sales$100k$144k to $187k: 44 sales$187k to $230k: 77 sales77sales$187k$230k to $274k: 65 sales$274k to $318k: 37 sales$274k$318k to $361k: 22 sales$361k to $404k: 20 sales$361k$404k to $448k: 13 salesMedian $235k

What the numbers say

As of September 14, 2026, Resideline is tracking 55 active listings and 8 pending sales in ZIP code 40214. That pending-to-active ratio of 0.15 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $280,000, while the median of the 344 closed sales Resideline tracked over the last six months was $235,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 40214 for 65 days.

Frequently asked questions

What is the median home price in 40214?

The median closed sale price in Louisville, KY 40214 was $235,000 over the last six months, based on 344 closed sales tracked by Resideline. The middle half of those sales ranged from $183,700 to $295,000.

Is 40214 a buyer's or seller's market?

Resideline is currently tracking 8 pending sales against 55 active listings in 40214, a pending-to-active ratio of 0.15. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 40214 currently looks like a balanced market.

Nearby ZIP code market data

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