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Louisville, KY 40299 Housing Market

Data snapshot: October 5, 2026. Closed-sale window: last 6 months.
Louisville, KY inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.08
ActiveActive listings: 5959PendingPending sales: 55
Louisville, KY: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $370k$370kSoldMedian sold price (last 6 months): $340k$340k
What homes actually sell for in Louisville, KY
Distribution of 388 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $275k to $442k
$196k to $255k: 56 sales$196k$255k to $313k: 80 sales80sales$313k to $372k: 70 sales$313k$372k to $431k: 56 sales$431k to $489k: 35 sales$431k$489k to $548k: 20 sales$548k to $606k: 26 sales$548k$606k to $665k: 6 salesMedian $340k

What the numbers say

As of October 5, 2026, Resideline is tracking 59 active listings and 5 pending sales in ZIP code 40299. That pending-to-active ratio of 0.08 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $369,900, while the median of the 388 closed sales Resideline tracked over the last six months was $340,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 40299 for 81 days.

Frequently asked questions

What is the median home price in 40299?

The median closed sale price in Louisville, KY 40299 was $340,000 over the last six months, based on 388 closed sales tracked by Resideline. The middle half of those sales ranged from $275,000 to $442,000.

Is 40299 a buyer's or seller's market?

Resideline is currently tracking 5 pending sales against 59 active listings in 40299, a pending-to-active ratio of 0.08. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 40299 currently looks like a balanced market.

Nearby ZIP code market data

Full Louisville, KY housing market report →

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