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Fort Walton Beach, FL 32548 Housing Market

Data snapshot: October 26, 2026. Closed-sale window: last 6 months.
Fort Walton Beach, FL inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.03
ActiveActive listings: 117117PendingPending sales: 44
Fort Walton Beach, FL: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $450k$450kSoldMedian sold price (last 6 months): $342k$342k
What homes actually sell for in Fort Walton Beach, FL
Distribution of 327 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $228k to $500k
$140k to $222k: 68 sales$140k$222k to $305k: 54 sales$305k to $387k: 75 sales75sales$305k$387k to $470k: 28 sales$470k to $552k: 28 sales$470k$552k to $634k: 21 sales$634k to $717k: 10 sales$634k$717k to $799k: 14 salesMedian $342k

What the numbers say

As of October 26, 2026, Resideline is tracking 117 active listings and 4 pending sales in ZIP code 32548. That pending-to-active ratio of 0.03 makes it a slower-moving market: listings are going under contract more slowly than in most ZIP codes Resideline tracks, which usually gives buyers more room to negotiate.

The median asking price of current listings is $450,000, while the median of the 327 closed sales Resideline tracked over the last six months was $342,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 32548 for 88 days.

Frequently asked questions

What is the median home price in 32548?

The median closed sale price in Fort Walton Beach, FL 32548 was $342,000 over the last six months, based on 327 closed sales tracked by Resideline. The middle half of those sales ranged from $227,721 to $500,000.

Is 32548 a buyer's or seller's market?

Resideline is currently tracking 4 pending sales against 117 active listings in 32548, a pending-to-active ratio of 0.03. Resideline tracks a sample of pending sales, so the ratio is most useful as a comparison: across the 3,777 ZIP codes Resideline tracks, the middle half run from 0.05 to 0.11. A higher ratio means listings go under contract faster, which usually favors sellers; a lower one gives buyers more room. By that comparison, 32548 is currently a slower-moving market.

Nearby ZIP code market data

Full Fort Walton Beach, FL housing market report →

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