Start Free
All market snapshots / 32548

Fort Walton Beach, FL 32548 Housing Market

Data snapshot: July 18, 2026. Closed-sale window: last 6 months.
Fort Walton Beach, FL inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.22
ActiveActive listings: 3737PendingPending sales: 88
Fort Walton Beach, FL: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $500k$500kSoldMedian sold price (last 6 months): $338k$338k
What homes actually sell for in Fort Walton Beach, FL
Distribution of 395 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $235k to $500k
$140k to $229k: 76 sales$140k$229k to $318k: 83 sales$318k to $406k: 95 sales95sales$318k$406k to $495k: 26 sales$495k to $584k: 34 sales$495k$584k to $672k: 12 sales$672k to $761k: 20 sales$672k$761k to $850k: 10 salesMedian $338k

What the numbers say

As of July 18, 2026, Resideline is tracking 37 active listings and 8 pending sales in ZIP code 32548. That pending-to-active ratio of 0.22 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $499,777, while the median of the 395 closed sales Resideline tracked over the last six months was $338,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. The median active listing in 32548 has been on the market for 4 days.

Frequently asked questions

What is the median home price in 32548?

The median closed sale price in Fort Walton Beach, FL 32548 was $338,000 over the last six months, based on 395 closed sales tracked by Resideline. The middle half of those sales ranged from $235,000 to $500,000.

Is 32548 a buyer's or seller's market?

Resideline is currently tracking 8 pending sales against 37 active listings in 32548, a pending-to-active ratio of 0.22. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 32548 currently looks like a balanced market.

Run any 32548 address through Resideline
Free account. Includes 3 full property reports with comps, ARV and rent estimates.