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Fort Walton Beach, FL 32548 Housing Market

Data snapshot: September 14, 2026. Closed-sale window: last 6 months.
Fort Walton Beach, FL inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.04
ActiveActive listings: 113113PendingPending sales: 55
Fort Walton Beach, FL: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $389k$389kSoldMedian sold price (last 6 months): $330k$330k
What homes actually sell for in Fort Walton Beach, FL
Distribution of 376 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $227k to $484k
$140k to $222k: 75 sales$140k$222k to $305k: 67 sales$305k to $387k: 87 sales87sales$305k$387k to $470k: 31 sales$470k to $552k: 31 sales$470k$552k to $634k: 25 sales$634k to $717k: 9 sales$634k$717k to $799k: 15 salesMedian $330k

What the numbers say

As of September 14, 2026, Resideline is tracking 113 active listings and 5 pending sales in ZIP code 32548. That pending-to-active ratio of 0.04 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $389,000, while the median of the 376 closed sales Resideline tracked over the last six months was $330,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 32548 for 84 days.

Frequently asked questions

What is the median home price in 32548?

The median closed sale price in Fort Walton Beach, FL 32548 was $330,000 over the last six months, based on 376 closed sales tracked by Resideline. The middle half of those sales ranged from $227,000 to $484,000.

Is 32548 a buyer's or seller's market?

Resideline is currently tracking 5 pending sales against 113 active listings in 32548, a pending-to-active ratio of 0.04. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 32548 currently looks like a balanced market.

Nearby ZIP code market data

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