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All market snapshots / 32548

Fort Walton Beach, FL 32548 Housing Market

Data snapshot: August 3, 2026. Closed-sale window: last 6 months.
Fort Walton Beach, FL inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.25
ActiveActive listings: 3232PendingPending sales: 88
Fort Walton Beach, FL: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $495k$495kSoldMedian sold price (last 6 months): $333k$333k
What homes actually sell for in Fort Walton Beach, FL
Distribution of 382 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $230k to $515k
$140k to $229k: 75 sales$140k$229k to $318k: 79 sales$318k to $406k: 83 sales83sales$318k$406k to $495k: 25 sales$495k to $584k: 35 sales$495k$584k to $672k: 15 sales$672k to $761k: 20 sales$672k$761k to $850k: 11 salesMedian $333k

What the numbers say

As of August 3, 2026, Resideline is tracking 32 active listings and 8 pending sales in ZIP code 32548. That pending-to-active ratio of 0.25 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $494,838, while the median of the 382 closed sales Resideline tracked over the last six months was $333,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. The median active listing in 32548 has been on the market for 4 days.

Frequently asked questions

What is the median home price in 32548?

The median closed sale price in Fort Walton Beach, FL 32548 was $333,000 over the last six months, based on 382 closed sales tracked by Resideline. The middle half of those sales ranged from $230,000 to $515,000.

Is 32548 a buyer's or seller's market?

Resideline is currently tracking 8 pending sales against 32 active listings in 32548, a pending-to-active ratio of 0.25. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 32548 currently looks like a balanced market.

Nearby ZIP code market data

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