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All market snapshots / 32407

Panama City Beach, FL 32407 Housing Market

Data snapshot: August 3, 2026. Closed-sale window: last 6 months.
Panama City Beach, FL inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.55
ActiveActive listings: 6464PendingPending sales: 3535
Panama City Beach, FL: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $404k$404kSoldMedian sold price (last 6 months): $380k$380k
What homes actually sell for in Panama City Beach, FL
Distribution of 490 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $287k to $474k
$185k to $257k: 60 sales$185k$257k to $329k: 91 sales$329k to $401k: 96 sales96sales$329k$401k to $472k: 96 sales$472k to $544k: 41 sales$472k$544k to $616k: 28 sales$616k to $688k: 19 sales$616k$688k to $760k: 11 salesMedian $380k

What the numbers say

As of August 3, 2026, Resideline is tracking 64 active listings and 35 pending sales in ZIP code 32407. That pending-to-active ratio of 0.55 points to a competitive market: a meaningful share of the inventory is already under contract.

The median asking price of current listings is $404,500, while the median of the 490 closed sales Resideline tracked over the last six months was $380,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. The median active listing in 32407 has been on the market for 86 days.

Frequently asked questions

What is the median home price in 32407?

The median closed sale price in Panama City Beach, FL 32407 was $380,000 over the last six months, based on 490 closed sales tracked by Resideline. The middle half of those sales ranged from $287,001 to $473,647.

Is 32407 a buyer's or seller's market?

Resideline is currently tracking 35 pending sales against 64 active listings in 32407, a pending-to-active ratio of 0.55. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 32407 currently looks like a competitive market.

Nearby ZIP code market data

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