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Panama City Beach, FL 32413 Housing Market

Data snapshot: August 3, 2026. Closed-sale window: last 6 months.
Panama City Beach, FL inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.46
ActiveActive listings: 9090PendingPending sales: 4141
Panama City Beach, FL: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $586k$586kSoldMedian sold price (last 6 months): $487k$487k
What homes actually sell for in Panama City Beach, FL
Distribution of 709 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $345k to $675k
$220k to $349k: 145 sales$220k$349k to $478k: 162 sales162sales$478k to $606k: 142 sales$478k$606k to $735k: 80 sales$735k to $864k: 47 sales$735k$864k to $992k: 25 sales$992k to $1.12M: 15 sales$992k$1.12M to $1.25M: 21 salesMedian $487k

What the numbers say

As of August 3, 2026, Resideline is tracking 90 active listings and 41 pending sales in ZIP code 32413. That pending-to-active ratio of 0.46 points to a competitive market: a meaningful share of the inventory is already under contract.

The median asking price of current listings is $586,250, while the median of the 709 closed sales Resideline tracked over the last six months was $487,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. The median active listing in 32413 has been on the market for 65 days.

Frequently asked questions

What is the median home price in 32413?

The median closed sale price in Panama City Beach, FL 32413 was $487,000 over the last six months, based on 709 closed sales tracked by Resideline. The middle half of those sales ranged from $345,000 to $675,000.

Is 32413 a buyer's or seller's market?

Resideline is currently tracking 41 pending sales against 90 active listings in 32413, a pending-to-active ratio of 0.46. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 32413 currently looks like a competitive market.

Nearby ZIP code market data

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