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Panama City Beach, FL 32413 Housing Market

Data snapshot: July 18, 2026. Closed-sale window: last 6 months.
Panama City Beach, FL inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.30
ActiveActive listings: 100100PendingPending sales: 3030
Panama City Beach, FL: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $562k$562kSoldMedian sold price (last 6 months): $487k$487k
What homes actually sell for in Panama City Beach, FL
Distribution of 712 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $350k to $685k
$220k to $349k: 144 sales$220k$349k to $478k: 165 sales165sales$478k to $606k: 142 sales$478k$606k to $735k: 79 sales$735k to $864k: 50 sales$735k$864k to $992k: 26 sales$992k to $1.12M: 16 sales$992k$1.12M to $1.25M: 20 salesMedian $487k

What the numbers say

As of July 18, 2026, Resideline is tracking 100 active listings and 30 pending sales in ZIP code 32413. That pending-to-active ratio of 0.30 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $562,000, while the median of the 712 closed sales Resideline tracked over the last six months was $487,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. The median active listing in 32413 has been on the market for 46 days.

Frequently asked questions

What is the median home price in 32413?

The median closed sale price in Panama City Beach, FL 32413 was $487,000 over the last six months, based on 712 closed sales tracked by Resideline. The middle half of those sales ranged from $350,000 to $685,100.

Is 32413 a buyer's or seller's market?

Resideline is currently tracking 30 pending sales against 100 active listings in 32413, a pending-to-active ratio of 0.30. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 32413 currently looks like a balanced market.

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