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Panama City Beach, FL 32413 Housing Market

Data snapshot: September 14, 2026. Closed-sale window: last 6 months.
Panama City Beach, FL inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.04
ActiveActive listings: 289289PendingPending sales: 1313
Panama City Beach, FL: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $515k$515kSoldMedian sold price (last 6 months): $475k$475k
What homes actually sell for in Panama City Beach, FL
Distribution of 703 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $345k to $675k
$215k to $341k: 139 sales$215k$341k to $466k: 163 sales163sales$466k to $592k: 139 sales$466k$592k to $718k: 78 sales$718k to $843k: 52 sales$718k$843k to $969k: 27 sales$969k to $1.09M: 15 sales$969k$1.09M to $1.22M: 19 salesMedian $475k

What the numbers say

As of September 14, 2026, Resideline is tracking 289 active listings and 13 pending sales in ZIP code 32413. That pending-to-active ratio of 0.04 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $515,000, while the median of the 703 closed sales Resideline tracked over the last six months was $475,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 32413 for 85 days.

Frequently asked questions

What is the median home price in 32413?

The median closed sale price in Panama City Beach, FL 32413 was $475,000 over the last six months, based on 703 closed sales tracked by Resideline. The middle half of those sales ranged from $345,000 to $675,000.

Is 32413 a buyer's or seller's market?

Resideline is currently tracking 13 pending sales against 289 active listings in 32413, a pending-to-active ratio of 0.04. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 32413 currently looks like a balanced market.

Nearby ZIP code market data

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