Start Free
All market snapshots / 32413

Panama City Beach, FL 32413 Housing Market

Data snapshot: October 5, 2026. Closed-sale window: last 6 months.
Panama City Beach, FL inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.05
ActiveActive listings: 292292PendingPending sales: 1414
Panama City Beach, FL: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $525k$525kSoldMedian sold price (last 6 months): $480k$480k
What homes actually sell for in Panama City Beach, FL
Distribution of 712 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $340k to $660k
$215k to $344k: 148 sales$215k$344k to $474k: 169 sales169sales$474k to $603k: 145 sales$474k$603k to $732k: 76 sales$732k to $862k: 39 sales$732k$862k to $991k: 29 sales$991k to $1.12M: 17 sales$991k$1.12M to $1.25M: 18 salesMedian $480k

What the numbers say

As of October 5, 2026, Resideline is tracking 292 active listings and 14 pending sales in ZIP code 32413. That pending-to-active ratio of 0.05 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $525,000, while the median of the 712 closed sales Resideline tracked over the last six months was $480,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 32413 for 86 days.

Frequently asked questions

What is the median home price in 32413?

The median closed sale price in Panama City Beach, FL 32413 was $480,000 over the last six months, based on 712 closed sales tracked by Resideline. The middle half of those sales ranged from $340,000 to $660,000.

Is 32413 a buyer's or seller's market?

Resideline is currently tracking 14 pending sales against 292 active listings in 32413, a pending-to-active ratio of 0.05. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 32413 currently looks like a balanced market.

Nearby ZIP code market data

Full Panama City Beach, FL housing market report →

Running a deal in 32413? Free tools: ARV calculator · rehab cost estimator · BRRRR calculator · wholesale calculator

Run any 32413 address through Resideline
Free account. Includes 3 full property reports with comps, ARV and rent estimates.