Start Free
All market snapshots / 32413

Panama City Beach, FL 32413 Housing Market

Data snapshot: August 26, 2026. Closed-sale window: last 6 months.
Panama City Beach, FL inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.77
ActiveActive listings: 7373PendingPending sales: 5656
Panama City Beach, FL: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $539k$539kSoldMedian sold price (last 6 months): $487k$487k
What homes actually sell for in Panama City Beach, FL
Distribution of 712 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $350k to $670k
$218k to $346k: 140 sales$218k$346k to $474k: 164 sales164sales$474k to $601k: 154 sales$474k$601k to $729k: 77 sales$729k to $857k: 45 sales$729k$857k to $984k: 26 sales$984k to $1.11M: 14 sales$984k$1.11M to $1.24M: 21 salesMedian $487k

What the numbers say

As of August 26, 2026, Resideline is tracking 73 active listings and 56 pending sales in ZIP code 32413. That pending-to-active ratio of 0.77 points to a seller's market: buyers are absorbing inventory quickly relative to what is available.

The median asking price of current listings is $539,000, while the median of the 712 closed sales Resideline tracked over the last six months was $487,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. The median active listing in 32413 has been on the market for 74 days.

Frequently asked questions

What is the median home price in 32413?

The median closed sale price in Panama City Beach, FL 32413 was $487,000 over the last six months, based on 712 closed sales tracked by Resideline. The middle half of those sales ranged from $350,000 to $670,000.

Is 32413 a buyer's or seller's market?

Resideline is currently tracking 56 pending sales against 73 active listings in 32413, a pending-to-active ratio of 0.77. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 32413 currently looks like a seller's market.

Nearby ZIP code market data

Full Panama City Beach, FL housing market report →
Run any 32413 address through Resideline
Free account. Includes 3 full property reports with comps, ARV and rent estimates.