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Panama City Beach, FL 32413 Housing Market

Data snapshot: October 26, 2026. Closed-sale window: last 6 months.
Panama City Beach, FL inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.03
ActiveActive listings: 295295PendingPending sales: 88
Panama City Beach, FL: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $529k$529kSoldMedian sold price (last 6 months): $475k$475k
What homes actually sell for in Panama City Beach, FL
Distribution of 681 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $340k to $657k
$215k to $348k: 144 sales$215k$348k to $480k: 168 sales168sales$480k to $612k: 132 sales$480k$612k to $745k: 76 sales$745k to $878k: 34 sales$745k$878k to $1.01M: 30 sales$1.01M to $1.14M: 17 sales$1.01M$1.14M to $1.27M: 13 salesMedian $475k

What the numbers say

As of October 26, 2026, Resideline is tracking 295 active listings and 8 pending sales in ZIP code 32413. That pending-to-active ratio of 0.03 makes it a slower-moving market: listings are going under contract more slowly than in most ZIP codes Resideline tracks, which usually gives buyers more room to negotiate.

The median asking price of current listings is $529,250, while the median of the 681 closed sales Resideline tracked over the last six months was $475,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 32413 for 101 days.

Frequently asked questions

What is the median home price in 32413?

The median closed sale price in Panama City Beach, FL 32413 was $475,000 over the last six months, based on 681 closed sales tracked by Resideline. The middle half of those sales ranged from $340,000 to $656,530.

Is 32413 a buyer's or seller's market?

Resideline is currently tracking 8 pending sales against 295 active listings in 32413, a pending-to-active ratio of 0.03. Resideline tracks a sample of pending sales, so the ratio is most useful as a comparison: across the 3,777 ZIP codes Resideline tracks, the middle half run from 0.05 to 0.11. A higher ratio means listings go under contract faster, which usually favors sellers; a lower one gives buyers more room. By that comparison, 32413 is currently a slower-moving market.

Nearby ZIP code market data

Full Panama City Beach, FL housing market report →

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