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All market snapshots / 32034

Fernandina Beach, FL 32034 Housing Market

Data snapshot: October 26, 2026. Closed-sale window: last 6 months.
Fernandina Beach, FL inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.03
ActiveActive listings: 240240PendingPending sales: 77
Fernandina Beach, FL: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $722k$722kSoldMedian sold price (last 6 months): $629k$629k
What homes actually sell for in Fernandina Beach, FL
Distribution of 658 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $439k to $940k
$252k to $493k: 195 sales195sales$252k$493k to $733k: 176 sales$733k to $973k: 100 sales$733k$973k to $1.21M: 54 sales$1.21M to $1.45M: 32 sales$1.21M$1.45M to $1.69M: 19 sales$1.69M to $1.93M: 7 sales$1.69M$1.93M to $2.17M: 9 salesMedian $629k

What the numbers say

As of October 26, 2026, Resideline is tracking 240 active listings and 7 pending sales in ZIP code 32034. That pending-to-active ratio of 0.03 makes it a slower-moving market: listings are going under contract more slowly than in most ZIP codes Resideline tracks, which usually gives buyers more room to negotiate.

The median asking price of current listings is $722,500, while the median of the 658 closed sales Resideline tracked over the last six months was $629,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 32034 for 85 days.

Frequently asked questions

What is the median home price in 32034?

The median closed sale price in Fernandina Beach, FL 32034 was $629,000 over the last six months, based on 658 closed sales tracked by Resideline. The middle half of those sales ranged from $439,000 to $940,000.

Is 32034 a buyer's or seller's market?

Resideline is currently tracking 7 pending sales against 240 active listings in 32034, a pending-to-active ratio of 0.03. Resideline tracks a sample of pending sales, so the ratio is most useful as a comparison: across the 3,777 ZIP codes Resideline tracks, the middle half run from 0.05 to 0.11. A higher ratio means listings go under contract faster, which usually favors sellers; a lower one gives buyers more room. By that comparison, 32034 is currently a slower-moving market.

Nearby ZIP code market data

Full Fernandina Beach, FL housing market report →

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