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Fernandina Beach, FL 32034 Housing Market

Data snapshot: September 14, 2026. Closed-sale window: last 6 months.
Fernandina Beach, FL inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.03
ActiveActive listings: 227227PendingPending sales: 77
Fernandina Beach, FL: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $607k$607kSoldMedian sold price (last 6 months): $635k$635k
What homes actually sell for in Fernandina Beach, FL
Distribution of 713 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $437k to $909k
$240k to $463k: 181 sales$240k$463k to $686k: 187 sales187sales$686k to $909k: 134 sales$686k$909k to $1.13M: 59 sales$1.13M to $1.36M: 36 sales$1.13M$1.36M to $1.58M: 31 sales$1.58M to $1.8M: 10 sales$1.58M$1.8M to $2.02M: 6 salesMedian $635k

What the numbers say

As of September 14, 2026, Resideline is tracking 227 active listings and 7 pending sales in ZIP code 32034. That pending-to-active ratio of 0.03 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $607,000, while the median of the 713 closed sales Resideline tracked over the last six months was $635,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 32034 for 67 days.

Frequently asked questions

What is the median home price in 32034?

The median closed sale price in Fernandina Beach, FL 32034 was $635,000 over the last six months, based on 713 closed sales tracked by Resideline. The middle half of those sales ranged from $437,038 to $909,000.

Is 32034 a buyer's or seller's market?

Resideline is currently tracking 7 pending sales against 227 active listings in 32034, a pending-to-active ratio of 0.03. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 32034 currently looks like a balanced market.

Nearby ZIP code market data

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