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All market snapshots / 32034

Fernandina Beach, FL 32034 Housing Market

Data snapshot: October 5, 2026. Closed-sale window: last 6 months.
Fernandina Beach, FL inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.05
ActiveActive listings: 214214PendingPending sales: 1010
Fernandina Beach, FL: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $720k$720kSoldMedian sold price (last 6 months): $635k$635k
What homes actually sell for in Fernandina Beach, FL
Distribution of 702 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $438k to $939k
$240k to $482k: 198 sales198sales$240k$482k to $724k: 188 sales$724k to $966k: 119 sales$724k$966k to $1.21M: 54 sales$1.21M to $1.45M: 31 sales$1.21M$1.45M to $1.69M: 25 sales$1.69M to $1.93M: 10 sales$1.69M$1.93M to $2.17M: 9 salesMedian $635k

What the numbers say

As of October 5, 2026, Resideline is tracking 214 active listings and 10 pending sales in ZIP code 32034. That pending-to-active ratio of 0.05 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $719,950, while the median of the 702 closed sales Resideline tracked over the last six months was $635,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 32034 for 81 days.

Frequently asked questions

What is the median home price in 32034?

The median closed sale price in Fernandina Beach, FL 32034 was $635,000 over the last six months, based on 702 closed sales tracked by Resideline. The middle half of those sales ranged from $438,408 to $939,000.

Is 32034 a buyer's or seller's market?

Resideline is currently tracking 10 pending sales against 214 active listings in 32034, a pending-to-active ratio of 0.05. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 32034 currently looks like a balanced market.

Nearby ZIP code market data

Full Fernandina Beach, FL housing market report →

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