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All market snapshots / 32034

Fernandina Beach, FL 32034 Housing Market

Data snapshot: July 18, 2026. Closed-sale window: last 6 months.
Fernandina Beach, FL inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.32
ActiveActive listings: 7373PendingPending sales: 2323
Fernandina Beach, FL: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $785k$785kSoldMedian sold price (last 6 months): $600k$600k
What homes actually sell for in Fernandina Beach, FL
Distribution of 710 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $425k to $885k
$238k to $452k: 183 sales183sales$238k$452k to $666k: 180 sales$666k to $880k: 130 sales$666k$880k to $1.09M: 65 sales$1.09M to $1.31M: 36 sales$1.09M$1.31M to $1.52M: 25 sales$1.52M to $1.74M: 14 sales$1.52M$1.74M to $1.95M: 6 salesMedian $600k

What the numbers say

As of July 18, 2026, Resideline is tracking 73 active listings and 23 pending sales in ZIP code 32034. That pending-to-active ratio of 0.32 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $785,000, while the median of the 710 closed sales Resideline tracked over the last six months was $600,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. The median active listing in 32034 has been on the market for 49 days.

Frequently asked questions

What is the median home price in 32034?

The median closed sale price in Fernandina Beach, FL 32034 was $600,000 over the last six months, based on 710 closed sales tracked by Resideline. The middle half of those sales ranged from $425,000 to $885,000.

Is 32034 a buyer's or seller's market?

Resideline is currently tracking 23 pending sales against 73 active listings in 32034, a pending-to-active ratio of 0.32. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 32034 currently looks like a balanced market.

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