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Fernandina Beach, FL 32034 Housing Market

Data snapshot: September 10, 2026. Closed-sale window: last 6 months.
Fernandina Beach, FL inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.03
ActiveActive listings: 228228PendingPending sales: 66
Fernandina Beach, FL: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $644k$644kSoldMedian sold price (last 6 months): $629k$629k
What homes actually sell for in Fernandina Beach, FL
Distribution of 724 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $430k to $900k
$240k to $454k: 174 sales$240k$454k to $668k: 187 sales187sales$668k to $881k: 142 sales$668k$881k to $1.1M: 59 sales$1.1M to $1.31M: 38 sales$1.1M$1.31M to $1.52M: 33 sales$1.52M to $1.74M: 12 sales$1.52M$1.74M to $1.95M: 6 salesMedian $629k

What the numbers say

As of September 10, 2026, Resideline is tracking 228 active listings and 6 pending sales in ZIP code 32034. That pending-to-active ratio of 0.03 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $644,450, while the median of the 724 closed sales Resideline tracked over the last six months was $629,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 32034 for 63 days.

Frequently asked questions

What is the median home price in 32034?

The median closed sale price in Fernandina Beach, FL 32034 was $629,000 over the last six months, based on 724 closed sales tracked by Resideline. The middle half of those sales ranged from $430,000 to $900,000.

Is 32034 a buyer's or seller's market?

Resideline is currently tracking 6 pending sales against 228 active listings in 32034, a pending-to-active ratio of 0.03. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 32034 currently looks like a balanced market.

Nearby ZIP code market data

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