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Charlotte, NC 28278 Housing Market

Data snapshot: September 14, 2026. Closed-sale window: last 6 months.
Charlotte, NC inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.14
ActiveActive listings: 9191PendingPending sales: 1313
Charlotte, NC: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $520k$520kSoldMedian sold price (last 6 months): $537k$537k
What homes actually sell for in Charlotte, NC
Distribution of 442 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $430k to $700k
$330k to $451k: 116 sales116sales$330k$451k to $572k: 112 sales$572k to $694k: 74 sales$572k$694k to $815k: 41 sales$815k to $936k: 24 sales$815k$936k to $1.06M: 15 sales$1.06M to $1.18M: 8 sales$1.06M$1.18M to $1.3M: 6 salesMedian $537k

What the numbers say

As of September 14, 2026, Resideline is tracking 91 active listings and 13 pending sales in ZIP code 28278. That pending-to-active ratio of 0.14 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $519,900, while the median of the 442 closed sales Resideline tracked over the last six months was $537,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 28278 for 65 days.

Frequently asked questions

What is the median home price in 28278?

The median closed sale price in Charlotte, NC 28278 was $537,000 over the last six months, based on 442 closed sales tracked by Resideline. The middle half of those sales ranged from $430,000 to $700,000.

Is 28278 a buyer's or seller's market?

Resideline is currently tracking 13 pending sales against 91 active listings in 28278, a pending-to-active ratio of 0.14. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 28278 currently looks like a balanced market.

Nearby ZIP code market data

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