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Charlotte, NC 28278 Housing Market

Data snapshot: October 26, 2026. Closed-sale window: last 6 months.
Charlotte, NC inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.14
ActiveActive listings: 9898PendingPending sales: 1414
Charlotte, NC: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $580k$580kSoldMedian sold price (last 6 months): $542k$542k
What homes actually sell for in Charlotte, NC
Distribution of 377 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $430k to $695k
$328k to $459k: 108 sales108sales$328k$459k to $590k: 101 sales$590k to $720k: 65 sales$590k$720k to $851k: 29 sales$851k to $982k: 17 sales$851k$982k to $1.11M: 8 sales$1.11M to $1.24M: 3 sales$1.11M$1.24M to $1.37M: 9 salesMedian $542k

What the numbers say

As of October 26, 2026, Resideline is tracking 98 active listings and 14 pending sales in ZIP code 28278. That pending-to-active ratio of 0.14 makes it a faster-moving market: listings are going under contract faster than in most of the ZIP codes Resideline tracks.

The median asking price of current listings is $579,900, while the median of the 377 closed sales Resideline tracked over the last six months was $542,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 28278 for 88 days.

Frequently asked questions

What is the median home price in 28278?

The median closed sale price in Charlotte, NC 28278 was $542,000 over the last six months, based on 377 closed sales tracked by Resideline. The middle half of those sales ranged from $430,000 to $695,000.

Is 28278 a buyer's or seller's market?

Resideline is currently tracking 14 pending sales against 98 active listings in 28278, a pending-to-active ratio of 0.14. Resideline tracks a sample of pending sales, so the ratio is most useful as a comparison: across the 3,777 ZIP codes Resideline tracks, the middle half run from 0.05 to 0.11. A higher ratio means listings go under contract faster, which usually favors sellers; a lower one gives buyers more room. By that comparison, 28278 is currently a faster-moving market.

Nearby ZIP code market data

Full Charlotte, NC housing market report →

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