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Charlotte, NC 28278 Housing Market

Data snapshot: October 5, 2026. Closed-sale window: last 6 months.
Charlotte, NC inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.12
ActiveActive listings: 9999PendingPending sales: 1212
Charlotte, NC: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $575k$575kSoldMedian sold price (last 6 months): $545k$545k
What homes actually sell for in Charlotte, NC
Distribution of 411 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $430k to $700k
$320k to $444k: 103 sales$320k$444k to $569k: 106 sales106sales$569k to $693k: 74 sales$569k$693k to $818k: 38 sales$818k to $942k: 23 sales$818k$942k to $1.07M: 12 sales$1.07M to $1.19M: 7 sales$1.07M$1.19M to $1.32M: 9 salesMedian $545k

What the numbers say

As of October 5, 2026, Resideline is tracking 99 active listings and 12 pending sales in ZIP code 28278. That pending-to-active ratio of 0.12 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $574,990, while the median of the 411 closed sales Resideline tracked over the last six months was $545,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 28278 for 72 days.

Frequently asked questions

What is the median home price in 28278?

The median closed sale price in Charlotte, NC 28278 was $545,000 over the last six months, based on 411 closed sales tracked by Resideline. The middle half of those sales ranged from $430,000 to $700,000.

Is 28278 a buyer's or seller's market?

Resideline is currently tracking 12 pending sales against 99 active listings in 28278, a pending-to-active ratio of 0.12. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 28278 currently looks like a balanced market.

Nearby ZIP code market data

Full Charlotte, NC housing market report →

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