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Charlotte, NC 28205 Housing Market

Data snapshot: September 14, 2026. Closed-sale window: last 6 months.
Charlotte, NC inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.15
ActiveActive listings: 9494PendingPending sales: 1414
Charlotte, NC: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $492k$492kSoldMedian sold price (last 6 months): $540k$540k
What homes actually sell for in Charlotte, NC
Distribution of 527 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $405k to $850k
$259k to $414k: 116 sales$259k$414k to $569k: 146 sales146sales$569k to $724k: 66 sales$569k$724k to $880k: 50 sales$880k to $1.03M: 39 sales$880k$1.03M to $1.19M: 14 sales$1.19M to $1.34M: 24 sales$1.19M$1.34M to $1.5M: 19 salesMedian $540k

What the numbers say

As of September 14, 2026, Resideline is tracking 94 active listings and 14 pending sales in ZIP code 28205. That pending-to-active ratio of 0.15 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $492,450, while the median of the 527 closed sales Resideline tracked over the last six months was $540,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 28205 for 101 days.

Frequently asked questions

What is the median home price in 28205?

The median closed sale price in Charlotte, NC 28205 was $540,000 over the last six months, based on 527 closed sales tracked by Resideline. The middle half of those sales ranged from $405,000 to $850,000.

Is 28205 a buyer's or seller's market?

Resideline is currently tracking 14 pending sales against 94 active listings in 28205, a pending-to-active ratio of 0.15. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 28205 currently looks like a balanced market.

Nearby ZIP code market data

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