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Charlotte, NC 28205 Housing Market

Data snapshot: October 5, 2026. Closed-sale window: last 6 months.
Charlotte, NC inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.12
ActiveActive listings: 9191PendingPending sales: 1111
Charlotte, NC: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $530k$530kSoldMedian sold price (last 6 months): $530k$530k
What homes actually sell for in Charlotte, NC
Distribution of 519 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $403k to $873k
$250k to $406k: 107 sales$250k$406k to $562k: 145 sales145sales$562k to $719k: 65 sales$562k$719k to $875k: 48 sales$875k to $1.03M: 44 sales$875k$1.03M to $1.19M: 11 sales$1.19M to $1.34M: 29 sales$1.19M$1.34M to $1.5M: 18 salesMedian $530k

What the numbers say

As of October 5, 2026, Resideline is tracking 91 active listings and 11 pending sales in ZIP code 28205. That pending-to-active ratio of 0.12 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $529,900, while the median of the 519 closed sales Resideline tracked over the last six months was $530,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 28205 for 91 days.

Frequently asked questions

What is the median home price in 28205?

The median closed sale price in Charlotte, NC 28205 was $530,000 over the last six months, based on 519 closed sales tracked by Resideline. The middle half of those sales ranged from $403,000 to $872,625.

Is 28205 a buyer's or seller's market?

Resideline is currently tracking 11 pending sales against 91 active listings in 28205, a pending-to-active ratio of 0.12. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 28205 currently looks like a balanced market.

Nearby ZIP code market data

Full Charlotte, NC housing market report →

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