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Charlotte, NC 28205 Housing Market

Data snapshot: October 26, 2026. Closed-sale window: last 6 months.
Charlotte, NC inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.13
ActiveActive listings: 9494PendingPending sales: 1212
Charlotte, NC: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $530k$530kSoldMedian sold price (last 6 months): $547k$547k
What homes actually sell for in Charlotte, NC
Distribution of 484 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $403k to $868k
$268k to $420k: 107 sales$268k$420k to $573k: 127 sales127sales$573k to $726k: 59 sales$573k$726k to $879k: 52 sales$879k to $1.03M: 39 sales$879k$1.03M to $1.18M: 11 sales$1.18M to $1.34M: 25 sales$1.18M$1.34M to $1.49M: 14 salesMedian $547k

What the numbers say

As of October 26, 2026, Resideline is tracking 94 active listings and 12 pending sales in ZIP code 28205. That pending-to-active ratio of 0.13 makes it a typical-pace market: listings are going under contract at about the pace of most ZIP codes Resideline tracks.

The median asking price of current listings is $529,900, while the median of the 484 closed sales Resideline tracked over the last six months was $547,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 28205 for 93 days.

Frequently asked questions

What is the median home price in 28205?

The median closed sale price in Charlotte, NC 28205 was $547,000 over the last six months, based on 484 closed sales tracked by Resideline. The middle half of those sales ranged from $403,000 to $868,300.

Is 28205 a buyer's or seller's market?

Resideline is currently tracking 12 pending sales against 94 active listings in 28205, a pending-to-active ratio of 0.13. Resideline tracks a sample of pending sales, so the ratio is most useful as a comparison: across the 3,777 ZIP codes Resideline tracks, the middle half run from 0.05 to 0.11. A higher ratio means listings go under contract faster, which usually favors sellers; a lower one gives buyers more room. By that comparison, 28205 is currently a typical-pace market.

Nearby ZIP code market data

Full Charlotte, NC housing market report →

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