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Cortland, NY 13045 Housing Market

Data snapshot: October 5, 2026. Closed-sale window: last 6 months.
Cortland, NY inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.07
ActiveActive listings: 4040PendingPending sales: 33
Cortland, NY: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $210k$210kSoldMedian sold price (last 6 months): $219k$219k
What homes actually sell for in Cortland, NY
Distribution of 189 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $170k to $320k
$115k to $159k: 26 sales$115k$159k to $203k: 49 sales49sales$203k to $248k: 25 sales$203k$248k to $292k: 25 sales$292k to $336k: 12 sales$292k$336k to $380k: 19 sales$380k to $424k: 7 sales$380k$424k to $468k: 8 salesMedian $219k

What the numbers say

As of October 5, 2026, Resideline is tracking 40 active listings and 3 pending sales in ZIP code 13045. That pending-to-active ratio of 0.07 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $210,000, while the median of the 189 closed sales Resideline tracked over the last six months was $219,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 13045 for 62 days.

Frequently asked questions

What is the median home price in 13045?

The median closed sale price in Cortland, NY 13045 was $219,000 over the last six months, based on 189 closed sales tracked by Resideline. The middle half of those sales ranged from $170,000 to $319,900.

Is 13045 a buyer's or seller's market?

Resideline is currently tracking 3 pending sales against 40 active listings in 13045, a pending-to-active ratio of 0.07. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 13045 currently looks like a balanced market.

Nearby ZIP code market data

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