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Saratoga Springs, NY 12866 Housing Market

Data snapshot: October 26, 2026. Closed-sale window: last 6 months.
Saratoga Springs, NY inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.16
ActiveActive listings: 8181PendingPending sales: 1313
Saratoga Springs, NY: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $900k$900kSoldMedian sold price (last 6 months): $740k$740k
What homes actually sell for in Saratoga Springs, NY
Distribution of 311 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $500k to $975k
$300k to $512k: 73 sales73sales$300k$512k to $725k: 68 sales$725k to $937k: 73 sales$725k$937k to $1.15M: 33 sales$1.15M to $1.36M: 19 sales$1.15M$1.36M to $1.57M: 10 sales$1.57M to $1.79M: 4 sales$1.57M$1.79M to $2M: 4 salesMedian $740k

What the numbers say

As of October 26, 2026, Resideline is tracking 81 active listings and 13 pending sales in ZIP code 12866. That pending-to-active ratio of 0.16 makes it a faster-moving market: listings are going under contract faster than in most of the ZIP codes Resideline tracks.

The median asking price of current listings is $899,900, while the median of the 311 closed sales Resideline tracked over the last six months was $740,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 12866 for 92 days.

Frequently asked questions

What is the median home price in 12866?

The median closed sale price in Saratoga Springs, NY 12866 was $740,000 over the last six months, based on 311 closed sales tracked by Resideline. The middle half of those sales ranged from $499,907 to $975,000.

Is 12866 a buyer's or seller's market?

Resideline is currently tracking 13 pending sales against 81 active listings in 12866, a pending-to-active ratio of 0.16. Resideline tracks a sample of pending sales, so the ratio is most useful as a comparison: across the 3,777 ZIP codes Resideline tracks, the middle half run from 0.05 to 0.11. A higher ratio means listings go under contract faster, which usually favors sellers; a lower one gives buyers more room. By that comparison, 12866 is currently a faster-moving market.

Nearby ZIP code market data

Full Saratoga Springs, NY housing market report →

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