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Saratoga Springs, NY 12866 Housing Market

Data snapshot: October 5, 2026. Closed-sale window: last 6 months.
Saratoga Springs, NY inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.17
ActiveActive listings: 8888PendingPending sales: 1515
Saratoga Springs, NY: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $885k$885kSoldMedian sold price (last 6 months): $755k$755k
What homes actually sell for in Saratoga Springs, NY
Distribution of 323 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $508k to $1000k
$300k to $512k: 69 sales$300k$512k to $725k: 67 sales$725k to $937k: 77 sales77sales$725k$937k to $1.15M: 34 sales$1.15M to $1.36M: 20 sales$1.15M$1.36M to $1.57M: 12 sales$1.57M to $1.79M: 9 sales$1.57M$1.79M to $2M: 6 salesMedian $755k

What the numbers say

As of October 5, 2026, Resideline is tracking 88 active listings and 15 pending sales in ZIP code 12866. That pending-to-active ratio of 0.17 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $884,900, while the median of the 323 closed sales Resideline tracked over the last six months was $755,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 12866 for 83 days.

Frequently asked questions

What is the median home price in 12866?

The median closed sale price in Saratoga Springs, NY 12866 was $755,000 over the last six months, based on 323 closed sales tracked by Resideline. The middle half of those sales ranged from $507,500 to $999,900.

Is 12866 a buyer's or seller's market?

Resideline is currently tracking 15 pending sales against 88 active listings in 12866, a pending-to-active ratio of 0.17. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 12866 currently looks like a balanced market.

Nearby ZIP code market data

Full Saratoga Springs, NY housing market report →

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