Ramsey, MN Housing Market 2026: What Homes Actually Sell For

Ramsey closes a lot of homes into a narrow band, which makes its median unusually informative: sales over the last six months land close together, so the citywide number is a real anchor rather than an average of extremes.

The snapshot

• •Closings tracked, last 6 months: 256
• •Median sold price, last 6 months: $383,450
• •Median sold $/sqft, last 6 months: $176
• •Middle half of sales closed between: $320,000 and $449,900

What the numbers say

Resideline tracked 256 closed sales in Ramsey over the last six months, with a median closing price of $383,450. That median is the midpoint of what buyers actually paid, not what sellers hoped to get, which is why it moves differently from the asking prices you see on listing sites. The middle half of those sales closed between $320,000 and $449,900. That spread matters more than the headline median: where a specific property sits inside it decides whether the citywide number helps you or misleads you. These are the closings Resideline tracks and may differ from complete county or municipal records. Across the 256 closings with usable living area, the middle half sold between $161 and $195 per square foot.

Figures last updated September 6, 2026 from closings Resideline tracked.

Median home price in Ramsey, MN (September 2026)

The median home price in Ramsey is $383,450, measured across the 256 closed sales Resideline tracked over the last six months. The middle half of those sales closed between $320,000 and $449,900.

Where Ramsey sale prices land

Medians hide the shape of a market. The distribution above covers the closed sales Resideline tracked in Ramsey over the last six months that carry a usable sale date, trimmed to the 5th through 95th percentile, with the middle half of sales closing between $320,000 and $449,900. Among the 55 Minnesota markets with a published band, Ramsey's middle-half spread ($320,000 to $449,900) ranks 7th from the narrowest. Where your target property sits inside that spread matters more than the citywide median. Measured as the ratio of the upper to the lower quartile, its middle-half spread ranks in the 12th percentile of the 2,187 US markets in Resideline's national Market Watch set, on data as of September 4, 2026.

How long a sale takes here

• •Listed to under contract: a median of 17 days, across 211 Ramsey closings Resideline tracked in the last six months
• •Contract to closing: a median of 29 days, across 222 Ramsey closings Resideline tracked in the last six months

Ramsey Real Estate Market Trends in 2026

Among the Ramsey closings with usable living area over the last six months, single-family houses closed at a median of $184 per square foot (166 sales) and townhouses at $166 (89 sales).

The Ramsey angle

Ramsey produced 256 tracked closings over the last six months, with a median closed sale price of $383,450 and the middle half of sales between $320,000 and $449,900. The spread is tighter than most markets we track, which means the median genuinely describes what an ordinary Ramsey sale looks like instead of averaging together very different ones. That does not retire the comps; it redirects them. The work in a clustered market is establishing whether the subject is a typical local sale, then measuring any difference against closed sales that share it. An estimate that leaves the middle half should be able to say exactly what makes the property unusual.

From market read to offer price

A tight market makes the next step easier: the citywide anchor sits close to most homes, and a report only has to explain the gap. The decision still comes down to one property and one number: what it is actually worth and what you should pay. Every Resideline report opens with this same market snapshot for the subject's exact ZIP code, then gives you the property's value, the sold comps behind it, and a market rent estimate. Pricing a specific deal? The free ARV calculator and rental property calculator run the numbers in about a minute.

And we show our work. Every estimate is frozen while the home is for sale and graded against the real closing price after it sells. See the live accuracy dashboard for the receipts, or read how the Area Market Snapshot works.

Run any Ramsey address through Resideline and you will see the local market and the property's value together, in one report.

Cite this

Using these numbers? Please cite the source and the sample size:

Source: Resideline Market Watch
Market: Ramsey, MN
Geography: incorporated municipality, Census place 2753026
Data updated: September 2026
Analysis period: last six months
Tracked closings: 256
Median sold price: $383,450
Median sold $/sqft: $176 (256 qualifying)
https://resideline.com/blog/ramsey-mn-housing-market

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<a href="https://resideline.com/blog/ramsey-mn-housing-market">
  <img src="https://resideline.com/images/embed/ramsey-mn.png" alt="Ramsey, MN home sale price distribution, last six months" width="1000" style="max-width:100%;height:auto">
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<p>Source: <a href="https://resideline.com/blog/ramsey-mn-housing-market">Resideline Market Watch</a></p>

The local market statistics in this report are calculated from closed sales tracked by Resideline. Transaction coverage may differ from complete county or municipal records.

Every local market figure on this page is computed from closed sales Resideline tracked in Ramsey over the last six months, and is refreshed when the data is.