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Monticello, IN 47960 Housing Market

Data snapshot: September 14, 2026. Closed-sale window: last 6 months.
Monticello, IN inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.06
ActiveActive listings: 4848PendingPending sales: 33
Monticello, IN: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $274k$274kSoldMedian sold price (last 6 months): $284k$284k
What homes actually sell for in Monticello, IN
Distribution of 252 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $183k to $398k
$100k to $186k: 54 sales54sales$100k$186k to $272k: 52 sales$272k to $359k: 44 sales$272k$359k to $445k: 35 sales$445k to $531k: 22 sales$445k$531k to $617k: 14 sales$617k to $704k: 2 sales$617k$704k to $790k: 4 salesMedian $284k

What the numbers say

As of September 14, 2026, Resideline is tracking 48 active listings and 3 pending sales in ZIP code 47960. That pending-to-active ratio of 0.06 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $274,500, while the median of the 252 closed sales Resideline tracked over the last six months was $284,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 47960 for 70 days.

Frequently asked questions

What is the median home price in 47960?

The median closed sale price in Monticello, IN 47960 was $284,000 over the last six months, based on 252 closed sales tracked by Resideline. The middle half of those sales ranged from $183,000 to $397,900.

Is 47960 a buyer's or seller's market?

Resideline is currently tracking 3 pending sales against 48 active listings in 47960, a pending-to-active ratio of 0.06. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 47960 currently looks like a balanced market.

Nearby ZIP code market data

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