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All market snapshots / 46176

Shelbyville, IN 46176 Housing Market

Data snapshot: September 14, 2026. Closed-sale window: last 6 months.
Shelbyville, IN inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.13
ActiveActive listings: 6060PendingPending sales: 88
Shelbyville, IN: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $225k$225kSoldMedian sold price (last 6 months): $240k$240k
What homes actually sell for in Shelbyville, IN
Distribution of 232 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $185k to $285k
$115k to $155k: 17 sales$115k$155k to $194k: 43 sales$194k to $234k: 31 sales$194k$234k to $274k: 57 sales57sales$274k to $313k: 37 sales$274k$313k to $353k: 15 sales$353k to $392k: 6 sales$353k$392k to $432k: 3 salesMedian $240k

What the numbers say

As of September 14, 2026, Resideline is tracking 60 active listings and 8 pending sales in ZIP code 46176. That pending-to-active ratio of 0.13 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $224,950, while the median of the 232 closed sales Resideline tracked over the last six months was $240,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 46176 for 54 days.

Frequently asked questions

What is the median home price in 46176?

The median closed sale price in Shelbyville, IN 46176 was $240,000 over the last six months, based on 232 closed sales tracked by Resideline. The middle half of those sales ranged from $185,000 to $285,000.

Is 46176 a buyer's or seller's market?

Resideline is currently tracking 8 pending sales against 60 active listings in 46176, a pending-to-active ratio of 0.13. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 46176 currently looks like a balanced market.

Nearby ZIP code market data

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