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McCordsville, IN 46055 Housing Market

Data snapshot: October 5, 2026. Closed-sale window: last 6 months.
McCordsville, IN inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.06
ActiveActive listings: 6868PendingPending sales: 44
McCordsville, IN: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $436k$436kSoldMedian sold price (last 6 months): $409k$409k
What homes actually sell for in McCordsville, IN
Distribution of 353 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $345k to $515k
$282k to $360k: 101 sales101sales$282k$360k to $439k: 94 sales$439k to $517k: 56 sales$439k$517k to $596k: 30 sales$596k to $674k: 15 sales$596k$674k to $752k: 8 sales$752k to $831k: 6 sales$752k$831k to $909k: 8 salesMedian $409k

What the numbers say

As of October 5, 2026, Resideline is tracking 68 active listings and 4 pending sales in ZIP code 46055. That pending-to-active ratio of 0.06 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $436,247, while the median of the 353 closed sales Resideline tracked over the last six months was $408,990. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 46055 for 73 days.

Frequently asked questions

What is the median home price in 46055?

The median closed sale price in McCordsville, IN 46055 was $408,990 over the last six months, based on 353 closed sales tracked by Resideline. The middle half of those sales ranged from $345,182 to $514,900.

Is 46055 a buyer's or seller's market?

Resideline is currently tracking 4 pending sales against 68 active listings in 46055, a pending-to-active ratio of 0.06. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 46055 currently looks like a balanced market.

Nearby ZIP code market data

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