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Loveland, OH 45140 Housing Market

Data snapshot: October 26, 2026. Closed-sale window: last 6 months.
Loveland, OH inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.06
ActiveActive listings: 3636PendingPending sales: 22
Loveland, OH: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $445k$445kSoldMedian sold price (last 6 months): $435k$435k
What homes actually sell for in Loveland, OH
Distribution of 535 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $300k to $650k
$180k to $283k: 85 sales$180k$283k to $387k: 110 sales110sales$387k to $490k: 85 sales$387k$490k to $593k: 61 sales$593k to $697k: 59 sales$593k$697k to $800k: 50 sales$800k to $904k: 27 sales$800k$904k to $1.01M: 5 salesMedian $435k

What the numbers say

As of October 26, 2026, Resideline is tracking 36 active listings and 2 pending sales in ZIP code 45140. That pending-to-active ratio of 0.06 makes it a typical-pace market: listings are going under contract at about the pace of most ZIP codes Resideline tracks.

The median asking price of current listings is $445,000, while the median of the 535 closed sales Resideline tracked over the last six months was $435,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 45140 for 82 days.

Frequently asked questions

What is the median home price in 45140?

The median closed sale price in Loveland, OH 45140 was $435,000 over the last six months, based on 535 closed sales tracked by Resideline. The middle half of those sales ranged from $300,000 to $650,000.

Is 45140 a buyer's or seller's market?

Resideline is currently tracking 2 pending sales against 36 active listings in 45140, a pending-to-active ratio of 0.06. Resideline tracks a sample of pending sales, so the ratio is most useful as a comparison: across the 3,777 ZIP codes Resideline tracks, the middle half run from 0.05 to 0.11. A higher ratio means listings go under contract faster, which usually favors sellers; a lower one gives buyers more room. By that comparison, 45140 is currently a typical-pace market.

Nearby ZIP code market data

Full Loveland, OH housing market report →

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