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Loveland, OH 45140 Housing Market

Data snapshot: September 14, 2026. Closed-sale window: last 6 months.
Loveland, OH inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.16
ActiveActive listings: 4343PendingPending sales: 77
Loveland, OH: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $412k$412kSoldMedian sold price (last 6 months): $450k$450k
What homes actually sell for in Loveland, OH
Distribution of 597 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $310k to $650k
$193k to $294k: 94 sales$193k$294k to $395k: 129 sales129sales$395k to $496k: 79 sales$395k$496k to $596k: 69 sales$596k to $697k: 78 sales$596k$697k to $798k: 41 sales$798k to $899k: 35 sales$798k$899k to $1M: 13 salesMedian $450k

What the numbers say

As of September 14, 2026, Resideline is tracking 43 active listings and 7 pending sales in ZIP code 45140. That pending-to-active ratio of 0.16 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $412,400, while the median of the 597 closed sales Resideline tracked over the last six months was $450,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 45140 for 59 days.

Frequently asked questions

What is the median home price in 45140?

The median closed sale price in Loveland, OH 45140 was $450,000 over the last six months, based on 597 closed sales tracked by Resideline. The middle half of those sales ranged from $310,000 to $650,000.

Is 45140 a buyer's or seller's market?

Resideline is currently tracking 7 pending sales against 43 active listings in 45140, a pending-to-active ratio of 0.16. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 45140 currently looks like a balanced market.

Nearby ZIP code market data

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