Capital Gains Tax Calculator
Estimate the federal tax on an investment property sale, including depreciation recapture and the 3.8% net investment income tax. Based on 2026 brackets — rates change every year, so confirm the current figures with a tax professional.
Sale Details
Everything below feeds the estimate — blank fields count as $0
Your cost basis
Added to basis. Repairs and maintenance do not count.
Rentals only. It lowers your basis and that slice is taxed separately at up to 25%. Leave blank if none.
The sale
Commission, title, transfer tax. These reduce the taxable gain.
Does not change the tax. It changes the cash you walk away with.
Must be more than 12 months to qualify for long-term rates. Exactly 12 is short-term.
Your tax situation
Taxable income after deductions, not gross pay. The gain stacks on top of it.
Only these two 2026 tables are modelled. Head of household and married filing separately use different thresholds.
Tax Estimate
Federal only, 2026 brackets — state tax not included
Ready to Calculate
Enter the sale details and click Calculate Tax to see the estimate