Cash-on-Cash Return Calculator
Calculate your true return on investment. Cash-on-cash return measures the annual pre-tax cash flow relative to your actual cash invested.
Investment Details
Enter your property numbers
Cash Invested
Down payment + closing costs + rehab = the cash in the deal. Leave all three at $0 and there is no cash invested, so cash-on-cash return is n/a.
Income
share of the year the unit sits empty
Operating Expenses
Each field is labelled with its own period — /mo or /yr. Maintenance and management are charged as a share of gross annual rent.
on gross annual rent
0 if you self-manage
only what you pay, not the tenant
What is Cash-on-Cash Return?
Cash-on-cash return (CoC) is a rate of return metric that calculates the cash income earned on the actual cash invested in a property. Unlike cap rate which uses purchase price, cash-on-cash return reflects your actual out-of-pocket investment, making it more relevant for leveraged real estate investors.
Cash-on-Cash Return Formula
What's a Good Cash-on-Cash Return?
- 8-12%: Generally considered a good return for rental properties
- 12%+: Excellent return, often found in value-add or BRRRR deals
- Below 5%: May underperform compared to passive investments like index funds