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Waterloo, IA 50701 Housing Market

Data snapshot: October 5, 2026. Closed-sale window: last 6 months.
Waterloo, IA inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.18
ActiveActive listings: 5151PendingPending sales: 99
Waterloo, IA: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $255k$255kSoldMedian sold price (last 6 months): $225k$225k
What homes actually sell for in Waterloo, IA
Distribution of 238 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $151k to $295k
$70k to $127k: 32 sales$70k$127k to $185k: 33 sales$185k to $242k: 60 sales60sales$185k$242k to $300k: 48 sales$300k to $357k: 20 sales$300k$357k to $415k: 8 sales$415k to $472k: 9 sales$415k$472k to $530k: 5 salesMedian $225k

What the numbers say

As of October 5, 2026, Resideline is tracking 51 active listings and 9 pending sales in ZIP code 50701. That pending-to-active ratio of 0.18 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $254,900, while the median of the 238 closed sales Resideline tracked over the last six months was $224,900. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 50701 for 61 days.

Frequently asked questions

What is the median home price in 50701?

The median closed sale price in Waterloo, IA 50701 was $224,900 over the last six months, based on 238 closed sales tracked by Resideline. The middle half of those sales ranged from $151,000 to $295,000.

Is 50701 a buyer's or seller's market?

Resideline is currently tracking 9 pending sales against 51 active listings in 50701, a pending-to-active ratio of 0.18. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 50701 currently looks like a balanced market.

Nearby ZIP code market data

Full Waterloo, IA housing market report →

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