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Waterloo, IA 50701 Housing Market

Data snapshot: September 14, 2026. Closed-sale window: last 6 months.
Waterloo, IA inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.17
ActiveActive listings: 4747PendingPending sales: 88
Waterloo, IA: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $218k$218kSoldMedian sold price (last 6 months): $223k$223k
What homes actually sell for in Waterloo, IA
Distribution of 225 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $151k to $293k
$70k to $126k: 28 sales$70k$126k to $181k: 35 sales$181k to $237k: 55 sales55sales$181k$237k to $292k: 40 sales$292k to $348k: 26 sales$292k$348k to $404k: 6 sales$404k to $459k: 3 sales$404k$459k to $515k: 10 salesMedian $223k

What the numbers say

As of September 14, 2026, Resideline is tracking 47 active listings and 8 pending sales in ZIP code 50701. That pending-to-active ratio of 0.17 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $218,000, while the median of the 225 closed sales Resideline tracked over the last six months was $223,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 50701 for 53 days.

Frequently asked questions

What is the median home price in 50701?

The median closed sale price in Waterloo, IA 50701 was $223,000 over the last six months, based on 225 closed sales tracked by Resideline. The middle half of those sales ranged from $151,000 to $293,000.

Is 50701 a buyer's or seller's market?

Resideline is currently tracking 8 pending sales against 47 active listings in 50701, a pending-to-active ratio of 0.17. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 50701 currently looks like a balanced market.

Nearby ZIP code market data

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