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Michigan City, IN 46360 Housing Market

Data snapshot: September 14, 2026. Closed-sale window: last 6 months.
Michigan City, IN inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.08
ActiveActive listings: 8989PendingPending sales: 77
Michigan City, IN: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $275k$275kSoldMedian sold price (last 6 months): $237k$237k
What homes actually sell for in Michigan City, IN
Distribution of 247 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $155k to $397k
$74k to $169k: 67 sales67sales$74k$169k to $264k: 60 sales$264k to $359k: 39 sales$264k$359k to $454k: 16 sales$454k to $550k: 12 sales$454k$550k to $645k: 9 sales$645k to $740k: 12 sales$645k$740k to $835k: 7 salesMedian $237k

What the numbers say

As of September 14, 2026, Resideline is tracking 89 active listings and 7 pending sales in ZIP code 46360. That pending-to-active ratio of 0.08 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $274,900, while the median of the 247 closed sales Resideline tracked over the last six months was $237,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 46360 for 65 days.

Frequently asked questions

What is the median home price in 46360?

The median closed sale price in Michigan City, IN 46360 was $237,000 over the last six months, based on 247 closed sales tracked by Resideline. The middle half of those sales ranged from $155,000 to $397,000.

Is 46360 a buyer's or seller's market?

Resideline is currently tracking 7 pending sales against 89 active listings in 46360, a pending-to-active ratio of 0.08. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 46360 currently looks like a balanced market.

Nearby ZIP code market data

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