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All market snapshots / 38655

Oxford, MS 38655 Housing Market

Data snapshot: October 26, 2026. Closed-sale window: last 6 months.
Oxford, MS inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.05
ActiveActive listings: 179179PendingPending sales: 99
Oxford, MS: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $490k$490kSoldMedian sold price (last 6 months): $465k$465k
What homes actually sell for in Oxford, MS
Distribution of 156 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $359k to $599k
$253k to $353k: 30 sales$253k$353k to $452k: 36 sales$452k to $552k: 41 sales41sales$452k$552k to $652k: 10 sales$652k to $751k: 10 sales$652k$751k to $851k: 7 sales$851k to $950k: 5 sales$851k$950k to $1.05M: 2 salesMedian $465k

What the numbers say

As of October 26, 2026, Resideline is tracking 179 active listings and 9 pending sales in ZIP code 38655. That pending-to-active ratio of 0.05 makes it a slower-moving market: listings are going under contract more slowly than in most ZIP codes Resideline tracks, which usually gives buyers more room to negotiate.

The median asking price of current listings is $490,000, while the median of the 156 closed sales Resideline tracked over the last six months was $465,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 38655 for 91 days.

Frequently asked questions

What is the median home price in 38655?

The median closed sale price in Oxford, MS 38655 was $465,000 over the last six months, based on 156 closed sales tracked by Resideline. The middle half of those sales ranged from $359,000 to $599,000.

Is 38655 a buyer's or seller's market?

Resideline is currently tracking 9 pending sales against 179 active listings in 38655, a pending-to-active ratio of 0.05. Resideline tracks a sample of pending sales, so the ratio is most useful as a comparison: across the 3,777 ZIP codes Resideline tracks, the middle half run from 0.05 to 0.11. A higher ratio means listings go under contract faster, which usually favors sellers; a lower one gives buyers more room. By that comparison, 38655 is currently a slower-moving market.

Nearby ZIP code market data

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