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All market snapshots / 38655

Oxford, MS 38655 Housing Market

Data snapshot: October 5, 2026. Closed-sale window: last 6 months.
Oxford, MS inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.04
ActiveActive listings: 178178PendingPending sales: 88
Oxford, MS: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $494k$494kSoldMedian sold price (last 6 months): $465k$465k
What homes actually sell for in Oxford, MS
Distribution of 155 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $365k to $599k
$253k to $371k: 33 sales$253k$371k to $488k: 51 sales51sales$488k to $606k: 28 sales$488k$606k to $724k: 11 sales$724k to $842k: 6 sales$724k$842k to $960k: 6 sales$960k to $1.08M: 3 sales$960k$1.08M to $1.2M: 2 salesMedian $465k

What the numbers say

As of October 5, 2026, Resideline is tracking 178 active listings and 8 pending sales in ZIP code 38655. That pending-to-active ratio of 0.04 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $494,300, while the median of the 155 closed sales Resideline tracked over the last six months was $465,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 38655 for 75 days.

Frequently asked questions

What is the median home price in 38655?

The median closed sale price in Oxford, MS 38655 was $465,000 over the last six months, based on 155 closed sales tracked by Resideline. The middle half of those sales ranged from $365,000 to $599,000.

Is 38655 a buyer's or seller's market?

Resideline is currently tracking 8 pending sales against 178 active listings in 38655, a pending-to-active ratio of 0.04. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 38655 currently looks like a balanced market.

Nearby ZIP code market data

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