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Palm Harbor, FL 34684 Housing Market

Data snapshot: September 14, 2026. Closed-sale window: last 6 months.
Palm Harbor, FL inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.10
ActiveActive listings: 106106PendingPending sales: 1111
Palm Harbor, FL: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $252k$252kSoldMedian sold price (last 6 months): $320k$320k
What homes actually sell for in Palm Harbor, FL
Distribution of 415 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $200k to $442k
$133k to $198k: 83 sales83sales$133k$198k to $264k: 66 sales$264k to $330k: 45 sales$264k$330k to $396k: 63 sales$396k to $462k: 47 sales$396k$462k to $527k: 35 sales$527k to $593k: 15 sales$527k$593k to $659k: 19 salesMedian $320k

What the numbers say

As of September 14, 2026, Resideline is tracking 106 active listings and 11 pending sales in ZIP code 34684. That pending-to-active ratio of 0.10 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $252,500, while the median of the 415 closed sales Resideline tracked over the last six months was $320,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 34684 for 85 days.

Frequently asked questions

What is the median home price in 34684?

The median closed sale price in Palm Harbor, FL 34684 was $320,000 over the last six months, based on 415 closed sales tracked by Resideline. The middle half of those sales ranged from $200,000 to $441,500.

Is 34684 a buyer's or seller's market?

Resideline is currently tracking 11 pending sales against 106 active listings in 34684, a pending-to-active ratio of 0.10. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 34684 currently looks like a balanced market.

Nearby ZIP code market data

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