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Palm Harbor, FL 34684 Housing Market

Data snapshot: October 12, 2026. Closed-sale window: last 6 months.
Palm Harbor, FL inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.08
ActiveActive listings: 104104PendingPending sales: 88
Palm Harbor, FL: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $282k$282kSoldMedian sold price (last 6 months): $325k$325k
What homes actually sell for in Palm Harbor, FL
Distribution of 386 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $200k to $450k
$131k to $196k: 78 sales78sales$131k$196k to $260k: 61 sales$260k to $325k: 38 sales$260k$325k to $390k: 55 sales$390k to $455k: 43 sales$390k$455k to $520k: 30 sales$520k to $584k: 25 sales$520k$584k to $649k: 18 salesMedian $325k

What the numbers say

As of October 12, 2026, Resideline is tracking 104 active listings and 8 pending sales in ZIP code 34684. That pending-to-active ratio of 0.08 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $281,950, while the median of the 386 closed sales Resideline tracked over the last six months was $325,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 34684 for 94 days.

Frequently asked questions

What is the median home price in 34684?

The median closed sale price in Palm Harbor, FL 34684 was $325,000 over the last six months, based on 386 closed sales tracked by Resideline. The middle half of those sales ranged from $200,000 to $449,900.

Is 34684 a buyer's or seller's market?

Resideline is currently tracking 8 pending sales against 104 active listings in 34684, a pending-to-active ratio of 0.08. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 34684 currently looks like a balanced market.

Nearby ZIP code market data

Full Palm Harbor, FL housing market report →

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