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Oakland, MD 21550 Housing Market

Data snapshot: October 5, 2026. Closed-sale window: last 6 months.
Oakland, MD inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.12
ActiveActive listings: 3333PendingPending sales: 44
Oakland, MD: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $380k$380kSoldMedian sold price (last 6 months): $305k$305k
What homes actually sell for in Oakland, MD
Distribution of 163 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $185k to $680k
$55k to $254k: 54 sales54sales$55k$254k to $454k: 42 sales$454k to $653k: 19 sales$454k$653k to $852k: 15 sales$852k to $1.05M: 7 sales$852k$1.05M to $1.25M: 7 sales$1.25M to $1.45M: 2 sales$1.25M$1.45M to $1.65M: 1 salesMedian $305k

What the numbers say

As of October 5, 2026, Resideline is tracking 33 active listings and 4 pending sales in ZIP code 21550. That pending-to-active ratio of 0.12 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $379,500, while the median of the 163 closed sales Resideline tracked over the last six months was $305,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 21550 for 79 days.

Frequently asked questions

What is the median home price in 21550?

The median closed sale price in Oakland, MD 21550 was $305,000 over the last six months, based on 163 closed sales tracked by Resideline. The middle half of those sales ranged from $185,000 to $680,000.

Is 21550 a buyer's or seller's market?

Resideline is currently tracking 4 pending sales against 33 active listings in 21550, a pending-to-active ratio of 0.12. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 21550 currently looks like a balanced market.

Nearby ZIP code market data

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