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Oakland, MD 21550 Housing Market

Data snapshot: October 26, 2026. Closed-sale window: last 6 months.
Oakland, MD inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.12
ActiveActive listings: 3434PendingPending sales: 44
Oakland, MD: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $382k$382kSoldMedian sold price (last 6 months): $330k$330k
What homes actually sell for in Oakland, MD
Distribution of 156 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $190k to $699k
$55k to $242k: 48 sales48sales$55k$242k to $429k: 41 sales$429k to $616k: 19 sales$429k$616k to $802k: 11 sales$802k to $989k: 13 sales$802k$989k to $1.18M: 3 sales$1.18M to $1.36M: 4 sales$1.18M$1.36M to $1.55M: 3 salesMedian $330k

What the numbers say

As of October 26, 2026, Resideline is tracking 34 active listings and 4 pending sales in ZIP code 21550. That pending-to-active ratio of 0.12 makes it a typical-pace market: listings are going under contract at about the pace of most ZIP codes Resideline tracks.

The median asking price of current listings is $382,000, while the median of the 156 closed sales Resideline tracked over the last six months was $330,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 21550 for 95 days.

Frequently asked questions

What is the median home price in 21550?

The median closed sale price in Oakland, MD 21550 was $330,000 over the last six months, based on 156 closed sales tracked by Resideline. The middle half of those sales ranged from $190,000 to $699,000.

Is 21550 a buyer's or seller's market?

Resideline is currently tracking 4 pending sales against 34 active listings in 21550, a pending-to-active ratio of 0.12. Resideline tracks a sample of pending sales, so the ratio is most useful as a comparison: across the 3,777 ZIP codes Resideline tracks, the middle half run from 0.05 to 0.11. A higher ratio means listings go under contract faster, which usually favors sellers; a lower one gives buyers more room. By that comparison, 21550 is currently a typical-pace market.

Nearby ZIP code market data

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