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Mount Sterling, KY 40353 Housing Market

Data snapshot: October 5, 2026. Closed-sale window: last 6 months.
Mount Sterling, KY inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.17
ActiveActive listings: 3636PendingPending sales: 66
Mount Sterling, KY: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $309k$309kSoldMedian sold price (last 6 months): $250k$250k
What homes actually sell for in Mount Sterling, KY
Distribution of 158 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $205k to $335k
$58k to $118k: 6 sales$58k$118k to $178k: 15 sales$178k to $238k: 45 sales45sales$178k$238k to $298k: 29 sales$298k to $358k: 25 sales$298k$358k to $417k: 17 sales$417k to $477k: 5 sales$417k$477k to $537k: 1 salesMedian $250k

What the numbers say

As of October 5, 2026, Resideline is tracking 36 active listings and 6 pending sales in ZIP code 40353. That pending-to-active ratio of 0.17 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $309,000, while the median of the 158 closed sales Resideline tracked over the last six months was $250,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 40353 for 58 days.

Frequently asked questions

What is the median home price in 40353?

The median closed sale price in Mount Sterling, KY 40353 was $250,000 over the last six months, based on 158 closed sales tracked by Resideline. The middle half of those sales ranged from $204,900 to $335,000.

Is 40353 a buyer's or seller's market?

Resideline is currently tracking 6 pending sales against 36 active listings in 40353, a pending-to-active ratio of 0.17. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 40353 currently looks like a balanced market.

Nearby ZIP code market data

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