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Mount Sterling, KY 40353 Housing Market

Data snapshot: September 14, 2026. Closed-sale window: last 6 months.
Mount Sterling, KY inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.06
ActiveActive listings: 3131PendingPending sales: 22
Mount Sterling, KY: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $265k$265kSoldMedian sold price (last 6 months): $250k$250k
What homes actually sell for in Mount Sterling, KY
Distribution of 161 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $204k to $328k
$99k to $153k: 17 sales$99k$153k to $206k: 18 sales$206k to $259k: 42 sales42sales$206k$259k to $312k: 27 sales$312k to $365k: 26 sales$312k$365k to $419k: 10 sales$419k to $472k: 4 sales$419k$472k to $525k: 0 salesMedian $250k

What the numbers say

As of September 14, 2026, Resideline is tracking 31 active listings and 2 pending sales in ZIP code 40353. That pending-to-active ratio of 0.06 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $265,000, while the median of the 161 closed sales Resideline tracked over the last six months was $249,900. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 40353 for 58 days.

Frequently asked questions

What is the median home price in 40353?

The median closed sale price in Mount Sterling, KY 40353 was $249,900 over the last six months, based on 161 closed sales tracked by Resideline. The middle half of those sales ranged from $204,001 to $328,000.

Is 40353 a buyer's or seller's market?

Resideline is currently tracking 2 pending sales against 31 active listings in 40353, a pending-to-active ratio of 0.06. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 40353 currently looks like a balanced market.

Nearby ZIP code market data

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