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Palm Harbor, FL 34685 Housing Market

Data snapshot: September 14, 2026. Closed-sale window: last 6 months.
Palm Harbor, FL inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.11
ActiveActive listings: 3737PendingPending sales: 44
Palm Harbor, FL: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $320k$320kSoldMedian sold price (last 6 months): $460k$460k
What homes actually sell for in Palm Harbor, FL
Distribution of 171 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $322k to $705k
$169k to $279k: 20 sales$169k$279k to $389k: 37 sales37sales$389k to $499k: 30 sales$389k$499k to $610k: 19 sales$610k to $720k: 19 sales$610k$720k to $830k: 12 sales$830k to $940k: 14 sales$830k$940k to $1.05M: 4 salesMedian $460k

What the numbers say

As of September 14, 2026, Resideline is tracking 37 active listings and 4 pending sales in ZIP code 34685. That pending-to-active ratio of 0.11 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $320,000, while the median of the 171 closed sales Resideline tracked over the last six months was $460,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 34685 for 85 days.

Frequently asked questions

What is the median home price in 34685?

The median closed sale price in Palm Harbor, FL 34685 was $460,000 over the last six months, based on 171 closed sales tracked by Resideline. The middle half of those sales ranged from $322,000 to $705,000.

Is 34685 a buyer's or seller's market?

Resideline is currently tracking 4 pending sales against 37 active listings in 34685, a pending-to-active ratio of 0.11. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 34685 currently looks like a balanced market.

Nearby ZIP code market data

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