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All market snapshots / 34685

Palm Harbor, FL 34685 Housing Market

Data snapshot: October 12, 2026. Closed-sale window: last 6 months.
Palm Harbor, FL inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.03
ActiveActive listings: 3636PendingPending sales: 11
Palm Harbor, FL: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $435k$435kSoldMedian sold price (last 6 months): $470k$470k
What homes actually sell for in Palm Harbor, FL
Distribution of 158 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $322k to $710k
$169k to $278k: 16 sales$169k$278k to $387k: 34 sales34sales$387k to $496k: 26 sales$387k$496k to $604k: 19 sales$604k to $713k: 18 sales$604k$713k to $822k: 9 sales$822k to $931k: 15 sales$822k$931k to $1.04M: 6 salesMedian $470k

What the numbers say

As of October 12, 2026, Resideline is tracking 36 active listings and 1 pending sales in ZIP code 34685. That pending-to-active ratio of 0.03 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $435,000, while the median of the 158 closed sales Resideline tracked over the last six months was $470,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 34685 for 95 days.

Frequently asked questions

What is the median home price in 34685?

The median closed sale price in Palm Harbor, FL 34685 was $470,000 over the last six months, based on 158 closed sales tracked by Resideline. The middle half of those sales ranged from $322,000 to $710,000.

Is 34685 a buyer's or seller's market?

Resideline is currently tracking 1 pending sales against 36 active listings in 34685, a pending-to-active ratio of 0.03. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 34685 currently looks like a balanced market.

Nearby ZIP code market data

Full Palm Harbor, FL housing market report →

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