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Granite Bay, CA 95746 Housing Market

Data snapshot: September 14, 2026. Closed-sale window: last 6 months.
Granite Bay, CA inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.03
ActiveActive listings: 3838PendingPending sales: 11
Granite Bay, CA: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $1.23M$1.23MSoldMedian sold price (last 6 months): $1.2M$1.2M
What homes actually sell for in Granite Bay, CA
Distribution of 230 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $925k to $1.6M
$80k to $398k: 7 sales$80k$398k to $716k: 14 sales$716k to $1.03M: 49 sales$716k$1.03M to $1.35M: 64 sales64sales$1.35M to $1.67M: 37 sales$1.35M$1.67M to $1.99M: 19 sales$1.99M to $2.31M: 13 sales$1.99M$2.31M to $2.63M: 4 salesMedian $1.2M

What the numbers say

As of September 14, 2026, Resideline is tracking 38 active listings and 1 pending sales in ZIP code 95746. That pending-to-active ratio of 0.03 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $1,230,000, while the median of the 230 closed sales Resideline tracked over the last six months was $1,200,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 95746 for 59 days.

Frequently asked questions

What is the median home price in 95746?

The median closed sale price in Granite Bay, CA 95746 was $1,200,000 over the last six months, based on 230 closed sales tracked by Resideline. The middle half of those sales ranged from $925,000 to $1,600,000.

Is 95746 a buyer's or seller's market?

Resideline is currently tracking 1 pending sales against 38 active listings in 95746, a pending-to-active ratio of 0.03. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 95746 currently looks like a balanced market.

Nearby ZIP code market data

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