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All market snapshots / 32428

Chipley, FL 32428 Housing Market

Data snapshot: October 5, 2026. Closed-sale window: last 6 months.
Chipley, FL inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.12
ActiveActive listings: 7777PendingPending sales: 99
Chipley, FL: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $267k$267kSoldMedian sold price (last 6 months): $240k$240k
What homes actually sell for in Chipley, FL
Distribution of 221 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $182k to $295k
$90k to $148k: 18 sales$90k$148k to $205k: 45 sales$205k to $262k: 63 sales63sales$205k$262k to $320k: 36 sales$320k to $378k: 18 sales$320k$378k to $435k: 6 sales$435k to $492k: 8 sales$435k$492k to $550k: 3 salesMedian $240k

What the numbers say

As of October 5, 2026, Resideline is tracking 77 active listings and 9 pending sales in ZIP code 32428. That pending-to-active ratio of 0.12 points to a balanced market: buyers have room to compare options and negotiate.

The median asking price of current listings is $266,900, while the median of the 221 closed sales Resideline tracked over the last six months was $239,900. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 32428 for 81 days.

Frequently asked questions

What is the median home price in 32428?

The median closed sale price in Chipley, FL 32428 was $239,900 over the last six months, based on 221 closed sales tracked by Resideline. The middle half of those sales ranged from $182,500 to $295,499.

Is 32428 a buyer's or seller's market?

Resideline is currently tracking 9 pending sales against 77 active listings in 32428, a pending-to-active ratio of 0.12. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 32428 currently looks like a balanced market.

Nearby ZIP code market data

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