Chipley, FL 32428 Housing Market
- Active listings32currently for sale
- Pending sales27under contract
- Median asking price$277,874current listings
- Inventory age3 daysmedian time the current active listings have been on the market
- Closed sales tracked (6 mo)181a tracked sample, not a market total
- Median sold price$237,500last 6 months
- Middle half of sold prices$183k to $315k25th to 75th percentile
What the numbers say
As of July 18, 2026, Resideline is tracking 32 active listings and 27 pending sales in ZIP code 32428. That pending-to-active ratio of 0.84 points to a seller's market: buyers are absorbing inventory quickly relative to what is available.
The median asking price of current listings is $277,874, while the median of the 181 closed sales Resideline tracked over the last six months was $237,500. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. The median active listing in 32428 has been on the market for 3 days.
Frequently asked questions
What is the median home price in 32428?
The median closed sale price in Chipley, FL 32428 was $237,500 over the last six months, based on 181 closed sales tracked by Resideline. The middle half of those sales ranged from $182,900 to $315,000.
Is 32428 a buyer's or seller's market?
Resideline is currently tracking 27 pending sales against 32 active listings in 32428, a pending-to-active ratio of 0.84. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 32428 currently looks like a seller's market.