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Schenectady, NY 12306 Housing Market

Data snapshot: September 14, 2026. Closed-sale window: last 6 months.
Schenectady, NY inventory balance
Homes for sale vs homes under contract. Pending-to-active ratio: 0.37
ActiveActive listings: 3030PendingPending sales: 1111
Schenectady, NY: what sellers ask vs what buyers pay
Median asking price of current listings vs median closed sale price over the last six months
AskingMedian asking price (current listings): $245k$245kSoldMedian sold price (last 6 months): $300k$300k
What homes actually sell for in Schenectady, NY
Distribution of 295 closed sale prices over the last six months (5th to 95th percentile). Middle half of sales: $246k to $397k
$125k to $172k: 12 sales$125k$172k to $220k: 17 sales$220k to $268k: 64 sales64sales$220k$268k to $315k: 55 sales$315k to $362k: 40 sales$315k$362k to $410k: 27 sales$410k to $458k: 28 sales$410k$458k to $505k: 21 salesMedian $300k

What the numbers say

As of September 14, 2026, Resideline is tracking 30 active listings and 11 pending sales in ZIP code 12306. That pending-to-active ratio of 0.37 points to a competitive market: a meaningful share of the inventory is already under contract.

The median asking price of current listings is $245,000, while the median of the 295 closed sales Resideline tracked over the last six months was $300,000. Those two figures describe different sets of homes, so any gap between them reflects the mix of what is listed now versus what recently sold, not a negotiating discount. Resideline has been seeing the median active listing in 12306 for 55 days.

Frequently asked questions

What is the median home price in 12306?

The median closed sale price in Schenectady, NY 12306 was $300,000 over the last six months, based on 295 closed sales tracked by Resideline. The middle half of those sales ranged from $246,000 to $397,071.

Is 12306 a buyer's or seller's market?

Resideline is currently tracking 11 pending sales against 30 active listings in 12306, a pending-to-active ratio of 0.37. Ratios of 0.6 or higher usually indicate a seller's market, 0.35 to 0.6 a competitive market, and lower values a more balanced one. By that yardstick, 12306 currently looks like a competitive market.

Nearby ZIP code market data

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